7109 John Calvert Ct, Elkridge, MD 21075 Property Records

Howard County property record for 7109 John Calvert Ct, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,180 sqft · built 2001
Lot Size	0.389 acres (16,955 sqft)
Owner	2 Trust Names on File
Last Sale	$258,035 (Feb 2001)
Tax Bill	$8,613 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-284568`

Property Details

APN / Parcel Number

Primary APN	`01-284568`
Alternative APNs	`1284568` `284568`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,180 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,955 sqft (0.389 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	284568
Street Address	7109 JOHN CALVERT CT
City	ELKRIDGE
State	MD
Zip	21075-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 40 16,955 SQ 7109 JOHN CALVERT CT R/W OAK PLACE RSB LOT 35
Legal Subdivision	OAK PLACE
Legal Lot Number	35,40
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	3
Census Block	3001
Census Tract	601103

Owner

7109 John Calvert Ct is owner-occupied and held in a trust since February 2001.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7109 JOHN CALVERT CT, ELKRIDGE, MD 21075-1005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2001 · Amount on File
Deed Sale	Feb 22, 2001 · Amount on File
Prior Sale	Nov 2, 2000 · Amount on File
Deed Document Number	20011265
Deed Book / Page	5354 / 469
Transfer Doc	0064340461
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Apr 29, 2026
Property Address	7109 JOHN CALVERT CT, ELKRIDGE, MD 21075-1005
Document Number	0232110153
Book / Page	23211 / 153
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 JOHN CALVERT CT, ELKRIDGE, MD 21075-1005

Mortgage

Document Number	2321000153,
Date	Apr 29, 2026
Book Page	23211/153

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 7109 John Calvert Ct was $8,613 with a homeowner's exemption, up 3.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,613.00 (+3.45%) Homeowner's exemption	$560,100 (+5.31%) Land $217,900 Building $342,200	$560,100 (-) Land $217,900 Building $342,200
2025	$8,326.00 (+4.58%) Homeowner's exemption	$531,867	$560,100 Land $217,900 Building $342,200
2024	$7,961.00
2023		$475,400 Land $217,900 Building $257,500	$475,400 Land $217,900 Building $257,500
2022	$5,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7109 John Calvert Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7109 John Calvert Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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