7109 Harmony Square Dr S, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7109 Harmony Square Dr S, Harmony, FL 34773

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,668 sqft · built 2006
Lot Size	0.019 acres (828 sqft)
Owner	2 Individual Names on File
Last Sale	$231,000 (Jun 2006)
Tax Bill	$5,039 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30263225690001026B`

Property Details

APN / Parcel Number

Primary APN	`30263225690001026B`
Alternative APN	`141600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,668 sqft Heated Area
Gross Area	2,138 sqft
1st Floor Area	826 sqft
Upper Floors Area	842 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	828 sqft (0.019 acres)
Garage Type	Finished
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	141600
Street Address	7109 HARMONY SQUARE DR S
City	HARMONY
State	FL
Zip	34773-6057
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ASHLEY PARK AT HARMONY CONDOMINIUM CB 8 PG 149-165 OR 3074/2713 UNIT 26B
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	ASHLEY PARK AT HARMONY CONDO
Legal Tract	2569
Legal Block	1
Legal Lot Number	26
Legal Unit	26
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2190
Census Tract	43801

Owner

Source: Osceola County records · APN 30263225690001026B

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3334 CAT BRIER TRL, HARMONY, FL 34773-6029
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2006 · Amount on Record
Deed Sale	Jun 28, 2006 · Amount on Record
Deed Document Number	0034181429
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7109 HARMONY SQUARE DR S, HARMONY, FL 34773-6057
Document Number	0050942756
Book / Page	005094 / 002756
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7109 HARMONY SQUARE DR S HARMONY FL 347736057, HARMONY, FL 34773-6057

Mortgage

Document Number	0050942756
Date	Feb 01, 2017
Book Page	005094/002756
Instrument	17177

Lender

Name	RONALD A & CAROL R LOCKE
Address	3500 NW 97TH BLVD # A, GAINESVILLE, FL 32606-7308

Agreement

Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,039.00 (+9.07%)	$221,100 (-0.58%) Building $221,100	$221,100 (-0.58%) Building $221,100
2023	$4,620.00	$222,400 Building $222,400	$222,400 Building $222,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Wildfire

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.