7109 288th St E, Graham, WA 98338 Property Records

Pierce County property record for 7109 288th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1920
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Aug 2019)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041832-3-033`

Property Details

APN / Parcel Number

Primary APN	`041832-3-033`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,534 sqft
1st Floor Area	1,164 sqft
Basement Area	286 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	653,400 sqft
Garage Type	Detached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Wood Porch
Porch Area	84 sqft
Deck Area	84 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	7109 288TH ST E
City	GRAHAM
State	WA
Zip	98338-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 32 TOWNSHIP 18 RANGE 04 QUARTER 33 : L 1 OF LARGE LOT 84-01-26-0294 TOG/W EASE & RESTRICTIONS OF REC OUT OF 3-003 SEG U-0211 RJ ES
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	LLS#8401260294
Legal Lot Number	1,84
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1006
Census Tract	73117

Owner

7109 288th St E is owned and occupied by an individual who bought it in August 2019.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7109 288TH ST E, GRAHAM, WA 98338-9325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit OAK CREDIT UNION
Oct 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 12, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Aug 23, 2012 · Amount on File
Deed Document Number	2019784
Prior Transfer Date	Aug 6, 2019
Prior Transfer Doc	0000000784
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Apr 6, 2026
Property Address	7109 288TH ST E, GRAHAM, WA 98338-9325
Document Number	0000000157
Instrument Date	Apr 1, 2026
Instrument	2026157
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	7109 288TH ST E, GRAHAM, WA 98338-9325

Mortgage

Document Number	0000000157,
Date	Apr 6, 2026
Instrument	2026157

Lender

Name	OAK CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7109 288TH ST E, GRAHAM, WA 98338-9325
Document Number	2101150180
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 288TH ST E GRAHAM WA 983389325, GRAHAM, WA 98338-9325

Mortgage

Document Number	2101150180
Date	Jan 15, 2021
Instrument	202101150180

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 9, 2019
Property Address	7109 288TH ST E, GRAHAM, WA 98338-9325
Document Number	0008090784
Map Reference	DOC 8401260294
Instrument Date	Aug 6, 2019
Instrument	201908090784
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,340.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7109 288TH ST E, GRAHAM, WA 98338-9325

Mortgage

Document Number	0008090785
Date	Aug 9, 2019
Instrument	201908090785

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 12, 2019
Property Address	7109 288TH ST E, GRAHAM, WA 98338-9325
Document Number	1908120149
Instrument Date	Aug 6, 2019
Instrument	201908120149
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7109 288TH ST E GRAHAM WA 983389325, GRAHAM, WA 98338-9325

Tax Assessment & Valuation

The 2025 property tax bill for 7109 288th St E was $6,478, down 2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$598,400 (+2.22%) Land $412,100 Building $186,300	$598,400 (+2.22%) Land $412,100 Building $186,300
2025	$6,478.00 (-1.95%)	$585,400 (+3.26%) Land $401,100 Building $184,300	$585,400 (+3.26%) Land $401,100 Building $184,300
2024	$6,607.00 (-1.68%)	$566,900 (-4.75%) Land $382,900 Building $184,000	$566,900 (-4.75%) Land $382,900 Building $184,000
2023	$6,720.00	$595,200 Land $412,100 Building $183,100	$595,200 Land $412,100 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7109 288th St E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7109 288th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT VALLEY 307 serves 50 people · EPA ID WA5338081
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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