7108 Whispering Winds Dr, Austin, TX 78745 Property Records

Travis County property record for 7108 Whispering Winds Dr, Austin, TX 78745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,326 sqft · built 1976
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$160,500 (Nov 2007)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	May 2022 Reverse Mortgage Jun 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0417200131`

Property Details

APN / Parcel Number

Primary APN	`0417200131`
Alternative APNs	`04172001310000` `328785`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,142 sqft
1st Floor Area	1,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	137 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Patio Area	312 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	328785
Street Address	7108 WHISPERING WINDS DR
City	AUSTIN
State	TX
Zip	78745-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLK 9 WHISPERING OAKS IV
Legal Subdivision	WHISPERING OAKS IV
Legal Block	9
Legal Lot Number	31
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	3
Census Block	3010
Census Tract	30900

Owner

7108 Whispering Winds Dr is owned and occupied by an individual who bought it in November 2007.

Source: Travis County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	7108 WHISPERING WINDS DR, AUSTIN, TX 78745-5244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Jun 26, 2020	Deed of Trust, Mortgage · Reverse Mortgage ALL REVERSE MORTGAGE INC
Jun 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2007 · Amount on File
Deed Sale	Nov 26, 2007 · Amount on File
Deed Document Number	2007212409
Prior Transfer Date	May 24, 2000
Prior Transfer Doc	0000097314
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7108 WHISPERING WINDS DR, AUSTIN, TX 78745-5244
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 WHISPERING WINDS DR, AUSTIN, TX 78745-5244

Mortgage

Document Number	0000091197
Date	May 20, 2022
Instrument	2022091197

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.71%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Index	1-Year CMT
Max Rate	8.71%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7108 WHISPERING WINDS DR, AUSTIN, TX 78745-5244
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107607
Date	Jun 26, 2020
Instrument	2020107607

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7108 WHISPERING WINDS DR, AUSTIN, TX 78745-5244
Document Number	0000107608
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 WHISPERING WINDS DR AUSTIN TX 787455244, AUSTIN, TX 78745-5244

Mortgage

Document Number	0000107608
Date	Jun 26, 2020
Instrument	107608

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.84%

Tax Assessment & Valuation

The 2025 property tax bill for 7108 Whispering Winds Dr was $1,738 with exemptions applied, up 11.8% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (+11.84%) Homeowner's exemption Disabled Person's exemption	$417,124	$421,112 Land $286,094 Building $135,018
2024	$1,554.00
2023		$502,150 Land $275,000 Building $227,150	$502,150 Land $275,000 Building $227,150
2022	$2,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7108 Whispering Winds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7108 Whispering Winds Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband.

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