7108 Vail Ridge St, Austin, TX 78744 Property Records

Travis County property record for 7108 Vail Ridge St, Austin, TX 78744

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 2015
Lot Size	0.154 acres (6,717 sqft)
Owner	2 Individual Names on File
Last Sale	$256,300 (May 2016)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0320160801`

Property Details

APN / Parcel Number

Primary APN	`0320160801`
Alternative APNs	`03201608010000` `846061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	1,933 sqft
1st Floor Area	1,534 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,717 sqft (0.154 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	846061
Street Address	7108 VAIL RIDGE ST
City	AUSTIN
State	TX
Zip	78744-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 132 BLK N COLORADO CROSSING IV SEC 3
Legal Subdivision	COLORADO CROSSING IV SEC 3
Legal Block	N
Legal Lot Number	132
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2003
Census Tract	2448

Owner

7108 Vail Ridge St is owned and occupied by two individuals who acquired it in November 2021.

Source: Travis County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PUBLIC EMPLOYEES CU
Jun 6, 2022	Transfer on Death Deed, Transfer
Jun 6, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Prior Sale	May 13, 2016
Deed Document Number	201674700
Last Transfer Date	Nov 29, 2021
Transfer Doc	0000100221
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325

Mortgage

Document Number	0000098574
Date	Sep 4, 2025
Instrument	2025098574

Lender

Name	PUBLIC EMPLOYEES CU
Type	Credit Union
Address	PO BOX 2205, AUSTIN, TX 78768

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 27, 2040

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 6, 2022
Property Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325
Document Number	0000100220
Instrument Date	Nov 29, 2021
Instrument	2022100220
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7108 VAIL RIDGE ST, 7108, AUSTIN, TX 78744-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 6, 2022
Property Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325
Document Number	0000100221
Instrument Date	Nov 29, 2021
Instrument	2022100221
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7108 VAIL RIDGE ST, 7108, AUSTIN, TX 78744-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 VAIL RIDGE ST, AUSTIN, TX 78744-3325

Tax Assessment & Valuation

The 2025 property tax bill for 7108 Vail Ridge St was $2,624 with exemptions applied, down 52.3% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Del Valle Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,624.00 (-52.26%) Homeowner's exemption Senior Citizen's exemption	$341,162 Land $82,097 Building $259,065	$341,162 Land $82,097 Building $259,065
2024	$5,497.00
2023		$430,124 Land $40,000 Building $390,124	$430,124 Land $40,000 Building $390,124
2022	$5,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7108 Vail Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7108 Vail Ridge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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