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7108 O'Brien Ct, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 7108 O'Brien Ct, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,174 sqft · built 1989
Lot Size0.404 acres (17,599 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (Sep 2019)
Tax Bill$3,640 (2023)
Deeds & MortgagesMay 2019 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027-341-23

Property Details

APN / Parcel Number

Primary APN027-341-23

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,174 sqft Heated Area
Gross Area2,710 sqft
1st Floor Area1,072 sqft
Upper Floors Area1,114 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area17,599 sqft (0.404 acres)
Garage Area420 sqft
PorchPorch
Porch Area104 sqft
Patio Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number027-341-23
Street Address7108 OBRIEN CT
CityCHARLOTTE
StateNC
Zip28269-1283
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL139 M23-163
Legal SubdivisionCHESHUNT
Legal Lot Number139
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1039
Census Tract5508

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address747108 OBRIEN CT, CHARLOTTE, NC 28269
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Sep 24, 2019Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Prior SaleMay 11, 2012 · Amount on Record
Deed Document Number0033874307
Deed Book / Page33874 / 307
Record UpdatedJun 7, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7108 OBRIEN CT, CHARLOTTE, NC 28269-1283
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE PLATINUM

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060639
DateMay 20, 2019
Book Page33520/366
Instrument2019060639
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 24, 2019
Property Address7108 OBRIEN CT, CHARLOTTE, NC 28269-1283
Document Number0000126536
Book / Page033874 / 000307
Instrument DateSep 24, 2019
Instrument126536
Transaction TypeTransfer
Record UpdatedOct 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$508.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7108 OBRIEN CT CHARLOTTE NC 282691283, CHARLOTTE, NC 28269-1283

Mortgage

Document Number126537
DateSep 24, 2019
Book Page033874/000309
Instrument126537
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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