7108 Flat Creek Ct, Garner, NC 27529 Property Records

Wake County property record for 7108 Flat Creek Ct, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,644 sqft · built 2010
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$263,500 (May 2019)
Tax Bill	$1,752 (2023)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1638.01-19-2883 0337579`

Property Details

APN / Parcel Number

Primary APN	`1638.01-19-2883 0337579`
Alternative APN	`0337579`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,644 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	39,640 sqft (0.91 acres)
Garage Area	528 sqft
Porch	Porch
Porch Area	240 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0337579
Street Address	7108 FLAT CREEK CT
City	GARNER
State	NC
Zip	27529-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO29 BARRINGTON HILLS BM2005-01852
Legal Township	16
Legal Subdivision	BARRINGTON HILLS
Legal Lot Number	29
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1000
Census Tract	52809

Owner

7108 Flat Creek Ct is owned and occupied by an individual who bought it in May 2019.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Mailing Address	7108 FLAT CREEK CT, GARNER, NC 27529-6764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2021	Deed of Trust, Mortgage · VA Mortgage USAA
May 24, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	May 31, 2011 · Amount on File
Deed Document Number	0174522508
Deed Book / Page	17452 / 2508
Record Updated	Jun 7, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	7108 FLAT CREEK CT, GARNER, NC 27529-6764
Document Number	183630023
Instrument Date	Feb 20, 2021
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 FLAT CREEK CT GARNER NC 275296764, GARNER, NC 27529-6764

Mortgage

Document Number	183630023
Date	Feb 25, 2021
Book Page	018363/000023

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 24, 2019
Property Address	7108 FLAT CREEK CT, GARNER, NC 27529-6764
Document Number	174522508
Book / Page	017452 / 002508
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$527.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 FLAT CREEK CT GARNER NC 275296764, GARNER, NC 27529-6764

Mortgage

Document Number	174522510
Date	May 24, 2019
Book Page	017452/002510

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,752.00	$267,185 Land $46,000 Building $221,185	$267,185 Land $46,000 Building $221,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7108 Flat Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7108 Flat Creek Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARRINGTON HILLS S/D private · serves 122 people · EPA ID NC4092066
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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