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7108 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7108 Five Oaks Dr, Harmony, FL 34773 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,472 sqft Living Area
Lot Size2,787 sqft (0.064 acres)
OccupancyOwner Occupied
Last Sale$180,000 (2026)
Tax Bill$2,050.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-26-32-2877-0001-001E
Alternative APNs
  • 26323028770001001E
  • 148612

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,472 sqft Living Area
Gross Area2,026 sqft Gross Area
1st Floor736 sqft 1st Floor
Upper Floors736 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,787 sqft (0.064 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7108 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 1E
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY
Legal Tract2877
Legal Block1E
Legal Lot Number1E
Legal Unit1E
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-2877-0001-001E

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3204 TOWNSEND CT, KISSIMMEE, FL 34743-6026
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2026Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 12, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2026 · Amount on Record
Deed SaleJul 01, 2026 · Amount on Record
Prior SaleMay 12, 2017 · Amount on Record
Deed Doc Number202686935
Deed Book / Page6997 / 2424
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2026
Property Address7108 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0000086935
Book / Page6997 / 2424
Instrument DateJul 01, 2026
Instrument202686935
Transaction TypeTransfer
Record UpdatedJul 13, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$127,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3204 TOWNSEND CT, KISSIMMEE, FL 34743-6026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 12, 2017
Property Address7108 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0051472394
Book / Page005147 / 002394
Instrument DateMay 05, 2017
Instrument70700
Transaction TypeTransfer
Record UpdatedJul 06, 2017
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7108 FIVE OAKS DR HARMONY FL 347736060, HARMONY, FL 34773-6060

Mortgage

Document Number51472395
DateMay 12, 2017
Book Page005147/002395
Instrument70701
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 11, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,050.00 (+7.22%) Homeowner's exemption Veteran's exemption$155,932 (+5.99%)$213,300 (+3.69%) Land $40,000 Building $173,300
2023$1,912.00 (+7.66%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$147,125 (+3%)$205,700 (+23.99%) Land $14,900 Building $190,800
2022$1,776.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$142,840$165,900 Land $14,900 Building $151,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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