7108 Cedar Crest Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 7108 Cedar Crest Dr, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,338 sqft · built 1994
Lot Size	0.349 acres (15,186 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Apr 2020)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	May 2021 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022S 1-169`

Property Details

APN / Parcel Number

Primary APN	`022S 1-169`
Alternative APN	`22S-1-169`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,338 sqft Finished Area
Basement Area	1,324 sqft
Unfinished Basement	796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,186 sqft (0.349 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	642 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7108 CEDAR CREST DR
City	FREDERICKSBURG
State	VA
Zip	22407-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - RESID
Legal Description	SMOKETREE LOT 169 SEC 1
Legal Subdivision	SMOKETREE
Legal Lot Number	169
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	1
Census Block	1001
Census Tract	20111

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

7108 Cedar Crest Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7108 CEDAR CREST DR, FREDERICKSBURG, VA 22407-8547
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CMG FINANCIAL
Apr 21, 2020	Warranty Deed, Transfer · Conventional with PMI NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Jul 29, 2011 · Amount on File
Deed Document Number	20207723
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	7108 CEDAR CREST DR, FREDERICKSBURG, VA 22407-8547
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FREEDOM TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014770
Date	May 14, 2021
Instrument	210014770

Lender

Name	CMG FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Apr 21, 2020
Property Address	7108 CEDAR CREST DR, FREDERICKSBURG, VA 22407-8547
Document Number	202000007723
Instrument Date	Apr 17, 2020
Instrument	7723
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 CEDAR CREST DR FREDERICKSBURG VA 224078547, FREDERICKSBURG, VA 22407-8547

Mortgage

Document Number	202000007724
Date	Apr 21, 2020
Instrument	7724

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7108 Cedar Crest Dr was $3,102.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00	$420,800 Land $155,000 Building $265,800
2025			$420,800 Land $155,000 Building $265,800
2023	$2,255.00	$292,300 Land $110,000 Building $182,300	$292,300 Land $110,000 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7108 Cedar Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7108 Cedar Crest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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