Howard County property record for 7107 Druce Way, Hanover, MD 21076
| Property Type | Townhouse |
|---|---|
| Details | 4 ba · 2,686 sqft · built 2020 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Mar 2024) |
| Tax Bill | $7,345 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-600371 |
| Primary APN | 01-600371 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 4 Stories |
| Building Area | 2,686 sqft Total Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,080 sqft (0.025 acres) |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 600371 |
|---|---|
| Street Address | 7107 DRUCE WAY |
| City | HANOVER |
| State | MD |
| Zip | 21076-2411 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TOD |
| Legal Description | LOT 355 1,080 SQ' 7107 DRUCE WAY OXFORD SQUARE, RSB OF PA |
| Legal Lot Number | 355 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 601204 |
7107 Druce Way, a townhouse, is owned and occupied by two individuals who bought it in March 2024.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7107 DRUCE WAY, HANOVER, MD 21076-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2024 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Jul 28, 2020 | Deed of Trust, Mortgage EAGLE HM MTG |
| Jul 30, 2020 | Grant Deed, Transfer CALATLANTIC TITLE COMPANY/MD, CALATLANTIC TITLE CO/MD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2024 · Amount on File |
| Deed Sale | Mar 12, 2024 · Amount on File |
| Prior Sale | Jul 30, 2020 · Amount on File |
| Deed Book / Page | 22285 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Mar 12, 2024 |
| Property Address | 7107 DRUCE WAY, HANOVER, MD 21076-2411 |
| Document Number | 0222850128 |
| Book / Page | 22285 / 128 |
| Map Reference | PL 24357-24362 |
| Instrument Date | Feb 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7107 DRUCE WAY, HANOVER, MD 21076-2411 |
| Document Number | 0022285138 |
|---|---|
| Date | Mar 12, 2024 |
| Instrument | 22285/138 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7107 DRUCE WAY, HANOVER, MD 21076-2411 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 7107 BRUCE WAY, HANOVER, MD 21076 |
| Document Number | 0212060440 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 21206/440 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7107 DRUCE WAY, HANOVER, MD 21076-2411 |
| Document Number | 0195760407 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7107 DRUCE WAY HANOVER MD 210762411, HANOVER, MD 21076-2411 |
| Document Number | 0195760407 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 019576/000407 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jul 30, 2020 |
| Property Address | 7107 DRUCE WAY, HANOVER, MD 21076-2411 |
| Document Number | 0195760397 |
| Book / Page | 019576 / 000397 |
| Instrument Date | Jul 28, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | CALATLANTIC TITLE COMPANY/MD, CALATLANTIC TITLE CO/MD |
| Amount | Amount on Record |
|---|---|
| Tax | $438.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7107 DRUCE WAY HANOVER MD 210762411, HANOVER, MD 21076-2411 |
The 2026 property tax bill for 7107 Druce Way was $7,345 with a homeowner's exemption, up 3.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,345.00 (+3.17%) Homeowner's exemption | $529,600 (+6.14%) Land $130,000 Building $399,600 | $529,600 (-) Land $130,000 Building $399,600 |
| 2025 | $7,119.00 Homeowner's exemption | $498,967 | $529,600 Land $130,000 Building $399,600 |
| 2023 | $437,700 Land $135,000 Building $302,700 | $437,700 Land $135,000 Building $302,700 | |
| 2022 | $4,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7107 Druce Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7107 Druce Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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