7107 Arcadia Cir, Newark, MD 21841 Property Records

Worcester County property record for 7107 Arcadia Cir, Newark, MD 21841

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,728 sqft · built 2007
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2021)
Tax Bill	$2,847 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-010701`

Property Details

APN / Parcel Number

Primary APN	`04-010701`
Alternative APN	`010701`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,728 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Porch	Slab
Porch Area	126 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	010701
Street Address	7107 ARCADIA CIR
City	NEWARK
State	MD
Zip	21841-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 8,000 SQ FT ARCADIA CIRCLE ARCADIA LLC SUBDIVISION
Legal Subdivision	ARCADIA CIRCLE ARCADIA LLC SUB
Legal Lot Number	41
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	1
Census Block	1034
Census Tract	951200

Owner

7107 Arcadia Cir is owned and occupied by two individuals who bought it in November 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2021	Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2021 · Amount on File
Deed Sale	Nov 9, 2021 · Amount on File
Prior Sale	Mar 25, 2010 · Amount on File
Deed Book / Page	8219 / 402
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Jun 26, 2026
Property Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112
Document Number	9175000096
Book / Page	9175 / 96
Instrument Date	Jun 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112

Mortgage

Document Number	9175000096,
Date	Jun 26, 2026
Book Page	9175/96

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112

Mortgage

Document Number	0086350057
Date	Sep 12, 2023
Book Page	8635/57

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Nov 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 9, 2021
Property Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112
Document Number	0082190402
Book / Page	8219 / 402
Map Reference	MB SCH215 FO 2
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	NOT AVAILABLE, CARDINAL STLMTS OF MD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7107 ARCADIA CIR, NEWARK, MD 21841-2112

Mortgage

Document Number	0008219409
Date	Nov 9, 2021
Instrument	8219/409

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7107 Arcadia Cir was $2,847, up 3.2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,847.00 (+3.23%)	$308,433 (+3.22%)	$327,700 (+9.67%) Land $59,600 Building $268,100
2025	$2,758.00	$298,800 Land $59,600 Building $239,200	$298,800 Land $59,600 Building $239,200
2023	$2,163.00	$226,067	$298,800 Land $59,600 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7107 Arcadia Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (1985–2012)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7107 Arcadia Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK serves 325 people · EPA ID MD0230002
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Choptank Fiber Fiber	2,500 / 2,500
T-Mobile Fixed Wireless	100 / 20

May also be available: Bay Country Communications.

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