7105 Sable Ridge Ln, Naples, FL 34109 Property Records

Collier County property record for 7105 Sable Ridge Ln, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	2,386 sqft · built 2018
Lot Size	2.31 acres (101,059 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Apr 2014)
Tax Bill	$3,589 (2025)
Deeds & Mortgages	May 2026 Sale May 2021 Mortgage + 4 more
Flood Zone	Zone AH (high risk)
APN	`337900 6 04B07`

Property Details

APN / Parcel Number

Primary APN	`337900 6 04B07`
Alternative APNs	`38450400002073700604` `38450400002`

Interior

Stories	1 Story
Building Area	2,386 sqft Living Area
Gross Area	2,546 sqft
1st Floor Area	2,386 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	101,059 sqft
Garage Type	Attached
Garage Area	160 sqft
Parking Spaces	1 Parking Space
Pool Area	312 sqft
Deck Area	353 sqft

Location & Zoning

Street Address	7105 SABLE RIDGE LN
City	NAPLES
State	FL
Zip	34109-3869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 35 S 330 FT OF TR 6W
Legal Range	26
Legal Township	49
Legal Section	7
Legal Subdivision	GOLDEN GATE EST UNIT 35
Legal Tract	6W
Legal Block	3
Legal Unit	35
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3005
Census Tract	10438

Owner

7105 Sable Ridge Ln is owner-occupied and held in a trust since April 2014.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 19, 2019	Loan Modification, Mortgage · Conventional Mortgage LAKE MI CU
May 18, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on File
Deed Sale	Apr 22, 2014 · Amount on File
Prior Sale	Jun 18, 2012 · Amount on File
Deed Document Number	20144971649
Deed Book / Page	5029 / 228
Prior Transfer Date	Jul 23, 2004
Prior Transfer Doc	0003456548
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 18, 2026
Property Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Document Number	0065880293
Book / Page	6588 / 293
Instrument Date	May 14, 2026
Instrument	20266825648
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Investor	Possibly a Property Investor

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869

Mortgage

Document Number	0059552484
Date	May 27, 2021
Book Page	5955/2484
Instrument	6068207

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056530702
Date	Jul 18, 2019
Book Page	5653/0702
Instrument	5740831

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057582608
Date	May 4, 2020
Book Page	5758/2608
Instrument	5862320

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Document Number	0056101792
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7105 SABLE RIDGE LN NAPLES FL 34109, NAPLES, FL 34109

Mortgage

Document Number	0056101792
Date	Mar 22, 2019
Book Page	005610/001792
Instrument	5687970

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Interest

Rate Type	Fixed Rate

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	May 18, 2017
Property Address	7105 SABLE RIDGE LN, NAPLES, FL 34109-3869
Document Number	0053953026
Book / Page	005395 / 003026
Instrument Date	May 8, 2017
Instrument	5406889
Transaction Type	Construction Loan
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 S DAKOTA AVE #5A TAMPA FL 336063058, 5A, TAMPA, FL 33606-3058

Mortgage

Document Number	53953026
Date	May 18, 2017
Book Page	005395/003026
Instrument	5406889

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7105 Sable Ridge Ln was $3,589.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,409 (+2.7%)	$1,834,338 (+15.66%) Land $1,055,600 Building $778,738
2025	$3,589.00 Homeowner's exemption Veteran's exemption	$744,313	$1,585,959 Land $986,000 Building $599,959
2023	$5,961.00 (-12.14%) Homeowner's exemption Veteran's exemption	$690,892 (+3%)	$1,723,149 (+25.48%) Land $1,053,280 Building $669,869
2022	$6,785.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$670,769	$1,373,299 Land $742,980 Building $630,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7105 Sable Ridge Ln in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7105 Sable Ridge Ln is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Hotwire Communications, Verizon.

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