7105 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7105 River Rd, Prospect, KY 40059 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1930
Square Footage	1,130 sqft Finished Area
Lot Size	87,730 sqft (2.01 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2001)
Tax Bill	$2,122.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21020600150000`
Alternative APNs	`020600150000` `00002034`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,130 sqft Finished Area
Stories	1 Stories
Primary Flooring	Covered Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Wood Construction
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	87,730 sqft (2.01 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Mixed Garage
Garage Area	528 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	198 sqft Shed
Deck Area	896 sqft Deck
Quonset	767 sqft Quonset

Utilities and HVAC

Cooling System	None Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00002034
Street Address	7105 RIVER RD
City	PROSPECT
State	KY
Zip	40059-9618
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2.014 AC ES RIVER RD
Legal Subdivision	TRANSYLVANIA SUB
Jurisdiction	JEFFERSON KY
Minor Civil Division	EAST JEFFERSON
Census Blockgroup	3
Census Block	3017
Census Tract	7502

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21020600150000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7105 RIVER RD, PROSPECT, KY 40059-9618
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2001 · Amount on Record
Deed Sale	Dec 05, 2001 · Amount on Record
Deed Doc Number	2001206659
Deed Book / Page	7777 / 178
Last Transfer Date	May 17, 2011
Transfer Doc	DN2011061213
Record Refreshed	Jun 08, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7105 RIVER RD, PROSPECT, KY 40059-9618
Document Number	0158020895
Instrument Date	Dec 05, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 RIVER RD PROSPECT KY 400599618, PROSPECT, KY 40059-9618

Mortgage

Document Number	0158020895
Date	Dec 27, 2018
Book Page	015802/000895
Instrument	300475

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,122.00 (-3.59%)	$190,150 (-) Land $77,920 Building $112,230
2024			$190,150 (-) Land $77,920 Building $112,230
2023	$2,201.00 (-0.36%)	$190,150 (-) Land $77,920 Building $112,230	$190,150 (-) Land $77,920 Building $112,230
2022	$2,209.00	$190,150 Land $77,920 Building $112,230	$190,150 Land $77,920 Building $112,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.