Rutherford County property record for 7105 Polk Dr, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,288 sqft · built 2005 |
| Lot Size | 0.994 acres (43,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2022) |
| Tax Bill | $1,291 (2023) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056E-B-012.02-000 |
| Primary APN | 056E-B-012.02-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 43,308 sqft (0.994 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0032879 |
|---|---|
| Street Address | 7105 POLK DR |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-8372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 120 FLORENCE FIELDS SEC 2 PB 28 PG 55 |
| Legal Subdivision | FLORENCE FIELDS SEC 2 RESUB LOT 118 |
| Legal Lot Number | 120 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 40310 |
7105 Polk Dr is owned and occupied by two individuals who bought it in December 2022.
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Dec 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage TOWER COMMUNITY BANK |
| Sep 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2022 · Amount on File |
| Deed Sale | Dec 8, 2022 · Amount on File |
| Prior Sale | Sep 15, 2020 · Amount on File |
| Deed Document Number | 20222475222 |
| Deed Book / Page | 2303 / 3486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0018681791 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 1868/1791 |
| Instrument | 2257779 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Dec 8, 2022 |
| Property Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Document Number | 0023033486 |
| Book / Page | 2303 / 3486 |
| Map Reference | MB 28 PG 55 |
| Instrument Date | Dec 8, 2022 |
| Instrument | 2475222 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Title Company | MAGNOLIA TITLE AND ESCROW INC, MAGNOLIA TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,184.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Document Number | 0023033489 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2303-3489 |
| Name | TOWER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Sep 15, 2020 |
| Property Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Document Number | 0019621826 |
| Book / Page | 1962 / 1826 |
| Map Reference | MB 28 PG 55 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2303863 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | FOUNDATION T&E MURFREESBORO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Document Number | 0019621829 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 1962/1829 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Oct 10, 2017 |
| Property Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Document Number | 0016152022 |
| Book / Page | 1615 / 2022 |
| Map Reference | MB28 PG55 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2110547 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $732.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7105 POLK DR, MURFREESBORO, TN 37129-8372 |
| Document Number | 0002110548 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2110548 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,600 (+28.78%) Land $27,500 Building $61,100 | $354,400 (+28.78%) Land $110,000 Building $244,400 | |
| 2023 | $1,291.00 | $68,800 Land $13,750 Building $55,050 | $275,200 Land $55,000 Building $220,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7105 Polk Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7105 Polk Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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