Polk County property record for 7105 Odoniel Loop W, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,094 sqft · built 1985 |
| Lot Size | 0.298 acres (12,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Feb 2023) |
| Tax Bill | $3,473 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-17-161100-000880 |
| Primary APN | 24-27-17-161100-000880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,094 sqft Living Area |
| Gross Area | 2,582 sqft |
| 1st Floor Area | 1,742 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,998 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Porch | Florida Room |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|
| Street Address | 7105 ODONIEL LOOP W |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY OAKS OF LAKELAND PB 77 PGS 2 & 3 LOT 88 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 17 |
| Legal Subdivision | COUNTRY OAKS OF LAKELAND |
| Legal Tract | 161100 |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12304 |
7105 Odoniel Loop W is owned and occupied by an individual who bought it in February 2023.
Source: Polk County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage PLANET HOME LENDING LLC |
| Feb 7, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED FIDELITY FUNDING CORP |
| Aug 13, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 5, 2018 | Warranty Deed, Transfer · Conventional with PMI TJC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on File |
| Deed Sale | Feb 7, 2023 · Amount on File |
| Prior Sale | Oct 5, 2018 · Amount on File |
| Deed Document Number | 202328683 |
| Deed Book / Page | 12574 / 988 |
| Prior Transfer Date | Aug 4, 2021 |
| Prior Transfer Doc | 0000211677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Document Number | 0000012293 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 13848/447 |
| Instrument | 2026012293 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 326 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 7, 2023 |
| Property Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Document Number | 0000028683 |
| Book / Page | 12574 / 988 |
| Map Reference | MB 77 PG 2 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2023028683 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 285 GOODALE DR, CHILLICOTHE, OH 45601-9225 |
| Name | Verified Name |
|---|---|
| Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Document Number | 0000028684 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 12574/991 |
| Instrument | 2023028684 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | RIVERSIDE, MO 64150 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 13, 2021 |
| Property Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Document Number | 0000211677 |
| Book / Page | 11847 / 985 |
| Map Reference | MB 77 PG 2 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2021211677 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 5, 2018 |
| Property Address | 7105 ODONIEL LOOP W, LAKELAND, FL 33809-4669 |
| Document Number | 0106340351 |
| Book / Page | 010634 / 000351 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 211511 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7105 ODONIEL LOOP W LAKELAND FL 338094669, LAKELAND, FL 33809-4669 |
| Document Number | 106340352 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 010634/000352 |
| Instrument | 211512 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
The 2025 property tax bill for 7105 Odoniel Loop W was $3,473.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $253,609 (-5.61%) Land $50,000 Building $203,609 | $253,609 (-5.61%) Land $50,000 Building $203,609 | |
| 2025 | $3,473.00 | $268,690 Land $50,000 Building $218,690 | $268,690 Land $50,000 Building $218,690 |
| 2023 | $588.00 (+19.76%) | $213,235 (+3%) | $283,446 (+2.46%) Land $48,000 Building $235,446 |
| 2022 | $491.00 Homeowner's exemption | $207,024 | $276,653 Land $40,000 Building $236,653 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7105 Odoniel Loop W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7105 Odoniel Loop W is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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