7105 Echo Trl, Louisville, KY 40299 Property Records

Louisville/Jefferson County Metro Government property record for 7105 Echo Trl, Louisville, KY 40299

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,071 sqft · built 1993
Lot Size	5.14 acres (223,986 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Feb 2012)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22251200210000`

Property Details

APN / Parcel Number

Primary APN	`22251200210000`
Alternative APNs	`251200210000` `00231683`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,071 sqft Finished Area
Basement Area	1,218 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	223,986 sqft (5.14 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00231683
Street Address	7105 ECHO TRL
City	LOUISVILLE
State	KY
Zip	40299-5167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	(RR)RURAL
Legal Description	LOT 21 ECHO HILL ESTATES PB 37 PG 4 5.142 AC
Legal Subdivision	ECHO HILL ESTATES
Legal Lot Number	21
Jurisdiction	JEFFERSON KY
Township / Civil Division	FLOYDS FORK
Census Block Group	2
Census Block	2005
Census Tract	11604

Owner

Source: Louisville/Jefferson County Metro Government records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	7105 ECHO TRL, LOUISVILLE, KY 40299-5167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 8, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2012 · Amount on File
Deed Sale	Feb 6, 2012 · Amount on File
Deed Document Number	201216728
Deed Book / Page	9837 / 470
Last Transfer Date	Apr 28, 2021
Transfer Doc	0120390199
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	7105 ECHO TRL, LOUISVILLE, KY 40299-5167
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7105 ECHO TRL, LOUISVILLE, KY 40299-5167

Mortgage

Document Number	0000008070
Date	Jan 21, 2026
Book Page	M 19633/9
Instrument	2026008070

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 5, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Jun 8, 2021
Property Address	7105 ECHO TRL, LOUISVILLE, KY 40299-5167
Document Number	0000138786
Book / Page	12039 / 199
Map Reference	MB 37 PG 4
Instrument Date	Apr 28, 2021
Instrument	2021138786
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7105 ECHO TRL, LOUISVILLE, KY 40299-5167

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00 (+2.24%)	$362,830 (+7.42%) Land $128,550 Building $234,280
2024			$362,830 (+7.42%) Land $128,550 Building $234,280
2023	$3,978.00 (-0.35%)	$337,760 (-) Land $102,840 Building $234,920	$337,760 (-) Land $102,840 Building $234,920
2022	$3,992.00	$337,760 Land $102,840 Building $234,920	$337,760 Land $102,840 Building $234,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1997–2026)
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures