7104 W Townsend Rd, Saint Johns, MI 48879 Property Records

Clinton County property record for 7104 W Townsend Rd, Saint Johns, MI 48879

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,408 sqft · built 1910
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$80,700 (Apr 2017)
Tax Bill	$1,249 (2020)
Deeds & Mortgages	Sep 2025 Second Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-016-400-030-00`

Property Details

APN / Parcel Number

Primary APN	`020-016-400-030-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	165 ft deep x 264 ft wide
Porch	Slab
Porch Area	438 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	7104 W TOWNSEND RD
City	SAINT JOHNS
State	MI
Zip	48879-9586
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	COM 30 RDS 15 FT W OF SE COR OF SEC 16 T7N R3W, RUNN TH N 10 RDS, W 16 RDS, S 10 RDS, E 16 RDS TO PL OF BEG.
Legal Range	03W
Legal Township	07N
Legal Section	16
Jurisdiction	CLINTON MI
Township / Civil Division	BENGAL
Census Block Group	2
Census Block	2032
Census Tract	10500

Owner

7104 W Townsend Rd is owned and occupied by an individual who bought it in April 2017.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7104 W TOWNSEND RD, SAINT JOHNS, MI 48879-9586
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GRATIOT COMMUNITY CU
Apr 10, 2017	Warranty Deed, Transfer · FHA Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2017 · Amount on File
Deed Sale	Apr 10, 2017 · Amount on File
Prior Sale	Sep 2, 2009 · Amount on File
Deed Document Number	20175252841
Prior Transfer Date	Jun 14, 2016
Prior Transfer Doc	5242119
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	7104 W TOWNSEND RD, SAINT JOHNS, MI 48879-9586
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	WINGATE TITLE LLC, IRONGATE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 W TOWNSEND RD, SAINT JOHNS, MI 48879-9586

Mortgage

Document Number	0005357344
Date	Sep 8, 2025
Instrument	5357344

Lender

Name	GRATIOT COMMUNITY CU
Type	Credit Union
Address	ALMA, MI 48801

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2045

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Apr 10, 2017
Property Address	7104 W TOWNSEND RD, SAINT JOHNS, MI 48879-9586
Document Number	5252841
Instrument Date	Apr 7, 2017
Instrument	5252841
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 N WATSON RD, 2300, SAINT JOHNS, MI 48879-9051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4911 S BLACKMER RD, CARSON CITY, MI 48811-9519

Mortgage

Document Number	5252842
Date	Apr 10, 2017
Instrument	5252842

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Bengal Township
Unified School District	St. Johns Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,300 (+11.52%) Land $10,000 Building $72,300	$164,600 (+11.52%) Land $20,000 Building $144,600
2025		$73,800 Land $10,000 Building $63,800	$147,600 Land $20,000 Building $127,600
2023		$60,100	$120,200
2020	$1,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7104 W Townsend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7104 W Townsend Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: CMS Internet, Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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