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7104 S Craig Rd, Cheney, WA 99004 Property Records

Spokane County property record for 7104 S Craig Rd, Cheney, WA 99004 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,384 sqft · built 2010
Lot Size4.76 acres (207,781 sqft)
OwnerIndividual Name on File
Tax Bill$4,129 (2026)
Deeds & MortgagesOct 2021 Mortgage
Sep 2021 Transfer
Flood ZoneZone X (minimal risk)
APN14101.9057

Property Details

APN / Parcel Number

Primary APN14101.9057

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,384 sqft Living Area
1st Floor Area2,384 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area207,781 sqft
Garage TypeDetached
Garage Area960 sqft
Deck AreaDeck Area
Patio Area144 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Street Address7104 S CRAIG RD
CityCHENEY
StateWA
Zip99004-9262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-24-41 THE E1/2 OF THE N1/2 OF THE S1/2 OF THE SE1/4 OF THE NE1/4 EXC RD
Legal Range41
Legal Township24
Legal Section10
JurisdictionSPOKANE WA
Township / Civil DivisionCHENEY-MEDICAL LAKE
Census Block Group1
Census Block1014
Census Tract14100

Owner

Source: Spokane County records · APN 14101.9057

Assessment roll updated June 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7104 S CRAIG RD, CHENEY, WA 99004-9262
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UMPQUA BANK
Sep 09, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 09, 2021
Transfer Doc0007124076
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address7104 S CRAIG RD, CHENEY, WA 99004-9262
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007138971
DateOct 18, 2021
Instrument7138971
Lender
NameUMPQUA BANK
TypeBank
AddressPORTLAND, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.62%
Index1-Month LIBOR
Max Rate8.62%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPOKANE WA
Recording DateSep 09, 2021
Property Address7104 S CRAIG RD, CHENEY, WA 99004-9262
Document Number0007124076
Instrument DateSep 09, 2021
Instrument7124076
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address7104 S CRAIG RD, CHENEY, WA 99004-9262

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMedical Lake School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,129.00 (+4.08%)$439,670 (+0.39%) Land $111,470 Building $328,200$439,670 (+0.39%) Land $111,470 Building $328,200
2025$3,967.00 (+4.34%)$437,950 (+4.69%) Land $68,750 Building $369,200$437,950 (+4.69%) Land $68,750 Building $369,200
2024$3,802.00 (+10.08%)$418,350 (+65.47%) Land $68,750 Building $349,600$418,350 (+65.47%) Land $68,750 Building $349,600
2023$3,454.00 (+31.93%)$252,830 Land $53,730 Building $199,100$252,830 Land $53,730 Building $199,100
2022$2,618.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530630141001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1997, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Concept CommunicationsFixed Wireless (unlicensed)100 / 20
Northwest FiberFixed Wireless (unlicensed)50 / 10
AT&TFixed Wireless25 / 3
T-Mobile USAFixed Wireless25 / 3
Lumen TechnologiesDSL10 / 1

May also be available at this address: Northwest Fiber, Davis Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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