7104 Milford St, Duluth, MN 55807 Property Records

St. Louis County property record for 7104 Milford St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,058 sqft · built 2004
Lot Size	0.624 acres (27,217 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2003)
Tax Bill	$11,928 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2420-09180`

Property Details

APN / Parcel Number

Primary APN	`010-2420-09180`
Alternative APN	`734151`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,058 sqft Gross Area
1st Floor Area	2,058 sqft
Basement Area	1,830 sqft
Finished Basement	1,830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	27,217 sqft (0.624 acres)
Garage Area	2,016 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	50 sqft
Deck Area	600 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	734151
Street Address	7104 MILFORD ST
City	DULUTH
State	MN
Zip	55807-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 1 THRU 4 & INC ALL THAT PART OFLOTS 5 6 & D LUING WLY OF THE FOLLOWING LINEBEG AT THE NE COR OF LOT 5 BLK 40
Legal Subdivision	HUNTER MARKELLS GRASSY POINT A
Legal Block	40
Legal Lot Number	1-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2018
Census Tract	3400

Owner

7104 Milford St is owned and occupied by an individual who bought it in March 2003.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7104 MILFORD ST, DULUTH, MN 55807-2117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2003 · Amount on File
Deed Sale	Mar 4, 2003 · Amount on File
Deed Document Number	2003743374
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7104 MILFORD ST, DULUTH, MN 55807-2117
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7104 MILFORD ST, DULUTH, MN 55807-2117

Mortgage

Document Number	0001047971
Date	Oct 8, 2021
Instrument	1047971

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 7104 Milford St was $11,928 with a homeowner's exemption, up 7.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,928.00 (+7.58%) Homeowner's exemption
2025	$11,088.00 (+4.02%) Homeowner's exemption	$885,900 (+17.54%) Land $79,100 Building $806,800	$885,900 (+17.54%) Land $79,100 Building $806,800
2024	$10,660.00	$753,700 Land $72,800 Building $680,900	$753,700 Land $72,800 Building $680,900
2022		$641,400 Land $47,500 Building $593,900	$641,400 Land $47,500 Building $593,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7104 Milford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7104 Milford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Airfiber Fixed Wireless	100 / 20