Monroe County property record for 7104 D Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 780 sqft Building Perimeter |
| Lot Size | 209,959 sqft (4.82 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,240.00 (2024) |
Source: Monroe County records · APN 06-25-201-023-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7104 D RD, WATERLOO, IL 62298-5106 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage HUD |
| Jan 02, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7104 D RD, WATERLOO, IL 62298-5106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000422294 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 422294 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 312 Months |
| Due | Feb 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 7104 D RD, WATERLOO, IL 62298-5106 |
| Document Number | 0000393918 |
| Instrument Date | Jan 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 7104 D RD WATERLOO IL 622985106, WATERLOO, IL 62298-5106 |
| Document Number | 0000393918 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 393918 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Valmeyer Community Unit School District 3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,300 (+26.33%) Land $23,320 Building $94,980 | $354,900 (+26.33%) Land $69,960 Building $284,940 | |
| 2024 | $6,240.00 | ||
| 2022 | Additional exemption filed | $93,640 Land $23,320 Building $70,320 | $280,920 Land $69,960 Building $210,960 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-25-201-023-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 780 sqft Building Perimeter |
| 1st Floor | 780 sqft 1st Floor |
| Basement Area | 780 sqft Basement |
| Unfinished Basement | 780 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Frame Construction |
| Lot Area | 209,959 sqft (4.82 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 450 sqft Driveway |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 192 sqft Shed |
| Deck Area | 462 sqft Deck |
| Patio Area | 462 sqft Patio |
| Porch Area | 360 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 7104 D RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5106 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 23 EAGLE CLIFF ESTATES |
| Legal Range | 11W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | EAGLE CLIFF ESTATES |
| Legal Lot Number | 23 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 15 |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 600402 |
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