Howard County property record for 7103 Winter Rose Path, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,396 sqft · built 1977 |
| Lot Size | 0.035 acres (1,524 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (Oct 2020) |
| Tax Bill | $5,457 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-136174 |
| Primary APN | 16-136174 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,524 sqft (0.035 acres) |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 136174 |
|---|---|
| Street Address | 7103 WINTER ROSE PATH |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5128 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT D-71 S 1 AR 2 7103 WINTER ROSE PATH ES VIL OF OWEN BROWN |
| Legal Subdivision | COLUMBIA VILLAGE OF OWEN |
| Legal Lot Number | D 71 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606704 |
7103 Winter Rose Path, a townhouse, is owned and occupied by two individuals who bought it in October 2020.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 15, 2020 | Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC |
| Oct 26, 2020 | Deed, Transfer · FHA Mortgage FAIRWAY ASSET CORP |
| Aug 8, 2018 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on File |
| Deed Sale | Oct 26, 2020 · Amount on File |
| Prior Sale | Aug 8, 2018 · Amount on File |
| Deed Book / Page | 19856 / 301 |
| Transfer Doc | 0000050140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0208360310 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 20836/310 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0191250409 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 19125/409 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45212 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 26, 2020 |
| Property Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Document Number | 0198560301 |
| Book / Page | 19856 / 301 |
| Map Reference | PL 3547 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,770.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Document Number | 19856308 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 19856/308 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 8, 2018 |
| Property Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Document Number | 0183110210 |
| Book / Page | 18311 / 210 |
| Map Reference | PL3547 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7103 WINTER ROSE PATH, COLUMBIA, MD 21045-5128 |
| Document Number | 0018311217 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 18311/217 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
The 2026 property tax bill for 7103 Winter Rose Path was $5,457 with a homeowner's exemption, down 2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,457.00 (-1.99%) Homeowner's exemption | $404,600 (+7.34%) Land $110,000 Building $294,600 | $404,600 (-) Land $110,000 Building $294,600 |
| 2025 | $5,568.00 (+4.98%) Homeowner's exemption | $376,933 | $404,600 Land $110,000 Building $294,600 |
| 2024 | $5,304.00 | ||
| 2023 | $321,600 Land $100,000 Building $221,600 | $321,600 Land $100,000 Building $221,600 | |
| 2022 | $3,598.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7103 Winter Rose Path in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 3 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7103 Winter Rose Path is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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