7103 Windaliere Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 7103 Windaliere Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,351 sqft · built 1994
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Company Names on File
Last Sale	$730,000 (Jun 2004)
Tax Bill	$13,226 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-572-42`

Property Details

APN / Parcel Number

Primary APN	`001-572-42`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,351 sqft Living Area
Gross Area	5,248 sqft
1st Floor Area	2,386 sqft
Upper Floors Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Other
Lot Area	16,553 sqft (0.38 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	897 sqft
Porch	Slab
Porch Area	40 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7103 WINDALIERE DR
City	CORNELIUS
State	NC
Zip	28031-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L28 M25-564
Legal Subdivision	STERLING POINTE
Legal Block	2
Legal Lot Number	28
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1002
Census Tract	6220

Owner

7103 Windaliere Dr is owned by a company that acquired it in February 2024.

Source: Mecklenburg County records, as of July 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	7103 WINDALIERE DR, CORNELIUS, NC 28031-8729
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage NTFN INC
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2004 · Amount on File
Deed Sale	Jun 3, 2004 · Amount on File
Prior Sale	Feb 23, 1998 · Amount on File
Deed Document Number	2004123901
Deed Book / Page	17303 / 269
Last Transfer Date	Feb 15, 2024
Transfer Doc	0000013375
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7103 WINDALIERE DR, CORNELIUS, NC 28031-8729
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006866
Date	Jan 26, 2024
Book Page	38599/735
Instrument	2024006866

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7103 WINDALIERE DR, CORNELIUS, NC 28031-8729
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194963
Date	Nov 18, 2020
Book Page	35331/638
Instrument	2020194963

Lender

Name	NTFN INC
Type	Mortgage Company
Address	LEWISVILLE, TX 75067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	7103 WINDALIERE DR, CORNELIUS, NC 28031-8729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7103 WINDALIERE DR, CORNELIUS, NC 28031-8729

Mortgage

Document Number	0000194964
Date	Nov 18, 2020
Book Page	35331/650
Instrument	2020194964

Lender

Name	COGENT BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7103 Windaliere Dr was $13,226.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,226.00	$1,978,400 Land $1,125,000 Building $853,400	$1,978,400 Land $1,125,000 Building $853,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7103 Windaliere Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7103 Windaliere Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable	1,000 / 20

May also be available: Google Fiber.

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