7103 White River Ct, Timnath, CO 80547 Property Records

Larimer County property record for 7103 White River Ct, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,528 sqft · built 2018
Lot Size	0.176 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$605,000 (Jun 2021)
Tax Bill	$6,813 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`86014-34-026`

Property Details

APN / Parcel Number

Primary APN	`86014-34-026`
Alternative APN	`R1645080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,528 sqft Living Area
Basement Area	1,164 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.176 acres)
Garage Type	Attached
Garage Area	985 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1645080
Street Address	7103 WHITE RIVER CT
City	TIMNATH
State	CO
Zip	80547-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26, BLOCK 11, TIMNATH RANCH SUB THIRD FIL, TIM (20070023850 & 20070046249)
Legal Range	68
Legal Township	06
Legal Section	01
Legal Quarter	SE
Legal Subdivision	TIMNATH RANCH SUB 3RD FIL, TIM (20070023
Legal Block	11
Legal Lot Number	26
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1058
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 2, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 29, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage MEGASTAR FINANCIAL CORP
Jun 25, 2018	Loan Modification, Mortgage · Line of Credit POINTS W CMNTY BK
Mar 19, 2018	Grant Deed, Construction Loan · Line of Credit POINTS W CMNTY BK/WINDSOR
Mar 1, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE
Jul 13, 2017	Trustee's Deed, Construction Loan · Construction Mortgage POINTS W CMNTY BK
Feb 9, 2017	Grant Deed, Construction Loan · Line of Credit POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Apr 29, 2019 · Amount on Record
Deed Document Number	20210054258
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014552
Date	Feb 10, 2021
Instrument	20210014552

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	May 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	CANTON TITLE, CANYON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063505
Date	Jun 30, 2021
Instrument	20210063505

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 2, 2021
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Document Number	0000054258
Map Reference	DOC 20070023850
Instrument Date	Jun 1, 2021
Instrument	20210054258
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$60.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321

April 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 29, 2019
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Document Number	0000021550
Map Reference	DOC 20070023850
Instrument Date	Apr 29, 2019
Instrument	20190021550
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321

Mortgage

Document Number	0000021551
Date	Apr 29, 2019
Instrument	20190021551

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Jun 25, 2018
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	May 25, 2018
Instrument	38129
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000038129
Date	Jun 25, 2018
Instrument	38129

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 24, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 19, 2018
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	Mar 8, 2018
Instrument	15721
Transaction Type	Construction Loan
Record Updated	Apr 2, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000015721
Date	Mar 19, 2018
Instrument	15721

Lender

Name	POINTS W CMNTY BK/WINDSOR
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 1, 2018
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Document Number	0000012384
Instrument Date	Feb 28, 2018
Instrument	12384
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$83.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1620 CARRIAGE DR EATON CO 806159143, EATON, CO 80615-9143
Investor	Possibly a Property Investor

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 13, 2017
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	Jul 11, 2017
Instrument	45692
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000045692
Date	Jul 13, 2017
Instrument	45692

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	WINDSOR, CO 80550

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 12, 2018

February 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 9, 2017
Property Address	7103 WHITE RIVER CT, TIMNATH, CO 80547-2321
Instrument Date	Feb 1, 2017
Instrument	9340
Transaction Type	Construction Loan
Record Updated	Feb 16, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8020 S COUNTY ROAD 5 #200 WINDSOR CO 805288994, 200, WINDSOR, CO 80528-8994

Mortgage

Document Number	0000009340
Date	Feb 9, 2017
Instrument	9340

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 8, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,813.00 (+3.53%)	$40,788 (-9.35%) Land $12,500 Building $28,288	$652,600 (-2.83%) Land $200,000 Building $452,600
2023	$6,581.00 (+24.29%)	$44,997 (+32.13%) Land $11,430 Building $33,567	$671,600 (+37.06%) Land $170,600 Building $501,000
2022	$5,295.00	$34,055 Land $8,375 Building $25,680	$490,000 Land $120,500 Building $369,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
CenturyLink Fiber · DSL in parts of the area	940 / 940
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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