7103 S Laurel St, Pharr, TX 78577 Property Records

Hidalgo County property record for 7103 S Laurel St, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,106 sqft · built 2022
Lot Size	0.144 acres (6,264 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,122 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Mortgage
APN	`S346001002001000`

Property Details

APN / Parcel Number

Primary APN	`S346001002001000`
Alternative APNs	`R525243` `525243`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,106 sqft Living Area
Gross Area	2,522 sqft
1st Floor Area	2,106 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,264 sqft (0.144 acres)
Lot Dimensions	116 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Canopy	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7103 S LAUREL ST
City	PHARR
State	TX
Zip	78577-8951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SIETE ENCINOS UT NO. 1 LOT 10 BLK 2
Legal Subdivision	SIETE ENCINOS UT NO. 1 - SPA
Legal Block	2
Legal Lot Number	10
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2008
Census Tract	21315

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7103 S LAUREL ST, PHARR, TX 78577-8951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Jun 29, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage BANK OF SOUTH TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005
Deed Sale	Mar 1, 2005
Deed Document Number	20051440986
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	7103 S LAUREL ST, PHARR, TX 78577-8951
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	ENCORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003331684
Date	Apr 13, 2022
Instrument	3331684

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jun 29, 2021
Property Address	7103 S LAUREL ST, PHARR, TX 78577-8951
Document Number	0003238738
Map Reference	VOL 28 PG 175
Instrument Date	Jun 10, 2021
Instrument	3238738
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, VALLEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W LONGORIA DR, PHARR, TX 78577-9038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1108 E CAMELIA AVE, HIDALGO, TX 78557-2657

Mortgage

Date	Jun 29, 2021

Lender

Name	BANK OF SOUTH TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,450 (+0.63%) Land $60,448 Building $223,002	$283,450 (-1.23%) Land $60,448 Building $223,002
2025	$6,122.00 (-10.85%) Homeowner's exemption	$281,673 (+1%) Land $60,448 Building $226,531	$286,979 (+12.07%) Land $60,448 Building $226,531
2024	$6,867.00 (+0.06%)
2023	$6,863.00 (-4.44%)	$256,066 Land $38,524 Building $217,542	$256,066 Land $38,524 Building $217,542
2022	$7,182.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2020–2025)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 7 claims Hurricane Hanna, Jul 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile, TWIN.

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