7103 River Drive Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 7103 River Drive Rd, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,160 sqft · built 1958
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$328,000 (Dec 2019)
Tax Bill$2,314 (2023)
Deeds & MortgagesNov 2020 Mortgage
Dec 2019 Sale & Mortgage
APN15-1508300721

Property Details

APN / Parcel Number

Primary APN15-1508300721
Alternative APN
  • 1508300721

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,160 sqft Total Area
1st Floor Area1,380 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchOpen Porch
Porch Area312 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1508300721
Street Address7103 RIVER DRIVE RD
CitySPARROWS POINT
StateMD
Zip21219-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCH PT
Legal SubdivisionLYNCH PT
Legal BlockP
Legal Lot Number2
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1006
Census Tract452000

Owner

7103 River Drive Rd is owned and occupied by an individual who bought it in December 2019.

Source: Baltimore County records, as of September 22, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7103 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 3, 2019Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2019 · Amount on File
Deed SaleDec 3, 2019 · Amount on File
Deed Document Number0042180333
Deed Book / Page42180 / 333
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address7103 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1133
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0435740001
DateNov 2, 2020
Book Page43574/1
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 3, 2019
Property Address7103 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1133
Document Number0421800333
Book / Page42180 / 333
Map ReferenceMB WPC8 FO 39
Instrument DateNov 20, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyDBA ADMIRAL TITLE GROUP

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7103 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1133

Mortgage

Document Number0042180341
DateDec 3, 2019
Instrument42180/341
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,314.00$302,800 Land $73,500 Building $229,300$302,800 Land $73,500 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7103 River Drive Rd; there have been 229 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims229 (1978–2024)
Claims Outside the SFHA11 of 229
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7103 River Drive Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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