7103 Olivia Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 7103 Olivia Rd, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,560 sqft · built 1987
Lot Size0.164 acres (7,160 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Oct 2023)
Tax Bill$3,925 (2024)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2023 Mortgage
APN15-1800009005

Property Details

APN / Parcel Number

Primary APN15-1800009005
Alternative APN
  • 1800009005

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,560 sqft Living Area
Gross Area1,776 sqft
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,160 sqft (0.164 acres)
Lot Dimensions115 ft deep x 56.3 ft wide
Deck Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1800009005
Street Address7103 OLIVIA RD
CityMIDDLE RIVER
StateMD
Zip21220-1182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR55
Legal Description7160 SQ FT .1643 CUNNINGHILL COVE
Legal SubdivisionCUNNINGHILL COVE
Legal BlockB
Legal Lot Number17
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group3
Census Block3000
Census Tract451801

Owner

Source: Baltimore County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7103 OLIVIA RD, MIDDLE RIVER, MD 21220-1182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Deed, Transfer · Conventional Mortgage
NP INC
Jun 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2023 · Amount on Record
Deed SaleOct 20, 2023 · Amount on Record
Prior SaleNov 2, 1987 · Amount on Record
Prior Transfer DateAug 6, 2009
Prior Transfer Doc0284940086
Record UpdatedJun 8, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 20, 2023
Property Address7103 OLIVIA RD, BALTIMORE, MD 21220-1182
Document Number0484800095
Book / Page48480 / 95
Map ReferenceMB 53 FO 26
Instrument DateSep 29, 2023
Transaction TypeTransfer
Record UpdatedOct 31, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 OLIVIA RD, MIDDLE RIVER, MD 21220-1182

Mortgage

Document Number0484800102
DateOct 20, 2023
Instrument48480-0102
Lender
NameNP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address7103 OLIVIA RD, BALTIMORE, MD 21220-1182
Transaction TypeMortgage
Record UpdatedJun 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 OLIVIA RD, MIDDLE RIVER, MD 21220-1182

Mortgage

Document Number0481260186
DateJun 13, 2023
Book Page48126/186
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$281,067 (+14.72%)$299,100 (+22.08%) Land $86,900 Building $212,200
2024$3,925.00 (+7.74%)
2023$3,643.00$245,000 Land $85,100 Building $159,900$245,000 Land $85,100 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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