Manatee County property record for 7103 Gulf Dr, Holmes Beach, FL 34217
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 782 sqft · built 1980 |
| Lot Size | 0.481 acres (20,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $592,000 (Mar 2024) |
| Tax Bill | $3,828 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 71941-1210-9 |
| Primary APN | 71941-1210-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 782 sqft Living Area |
| Gross Area | 1,007 sqft |
| 1st Floor Area | 782 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 20,968 sqft (0.481 acres) |
| View / Lot | Island |
| Porch | Open Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 7103 GULF DR |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1164 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | HB_R-2 |
| Legal Description | UNIT 1B, THE VILLAS ON ANNA MARIA ISLAND, A CONDO, TOGETHER WITH PARKING SPACE NO 6 (2439/6325) PI#71941.1210/9 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | THE VILLAS ON AMI |
| Legal Tract | 07194101 |
| Legal Block | 2012 |
| Legal Lot Number | 1B |
| Legal Unit | 1B |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1802 |
7103 Gulf Dr, a condominium, is owned and occupied by two individuals who bought it in March 2024.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3587 OAK ST, HUDSONVILLE, MI 49426-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jul 19, 2021 | Warranty Deed, Transfer · Line of Credit SECURITY CAPITAL VENTURES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on File |
| Deed Sale | Mar 15, 2024 · Amount on File |
| Prior Sale | Jul 19, 2021 · Amount on File |
| Deed Document Number | 202426006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 15, 2024 |
| Property Address | 7103 GULF DR, HOLMES BEACH, FL 34217-1164 |
| Document Number | 0041026006 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 202441026006 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,144.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 PARKWOOD LN, NAPLES, FL 34103-8535 |
| Name | Verified Name |
|---|---|
| Address | 3587 OAK ST, HUDSONVILLE, MI 49426-1007 |
| Document Number | 0041026007 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 202441026007 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 14, 2023 |
| Property Address | 7103 GULF DR, HOLMES BEACH, FL 34217-1164 |
| Document Number | 0041087314 |
| Map Reference | MB 2312 PG 3868 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 202341087314 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3718 RACHEL LN, NAPLES, FL 34103-3725 |
| Name | Verified Name |
|---|---|
| Address | 3718 RACHEL LN, NAPLES, FL 34103-3725 |
| Document Number | 0041087315 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 202341087315 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 19, 2021 |
| Property Address | 7103 GULF DR, HOLMES BEACH, FL 34217-1164 |
| Document Number | 0041095460 |
| Map Reference | MB 2312 PG 3868 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 202141095460 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 TUDOR RD, OLD TAPPAN, NJ 07675-6848 |
| Name | Verified Name |
|---|---|
| Address | 3718 RACHEL LN, NAPLES, FL 34103-3725 |
| Document Number | 0041095461 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 202141095461 |
| Name | SECURITY CAPITAL VENTURES LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 25 Months |
| Due | Aug 1, 2023 |
The 2025 property tax bill for 7103 Gulf Dr was $3,828 with a senior citizen's exemption, down 59% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $231,562 (+1%) | $435,540 (+106.9%) Building $435,540 | |
| 2025 | $3,828.00 (-59.02%) | $210,511 Building $210,511 | $210,511 Building $210,511 |
| 2024 | $9,342.00 (+1.47%) | ||
| 2023 | $9,207.00 (+6.28%) | $586,500 (+7.42%) Building $586,500 | $586,500 (+7.42%) Building $586,500 |
| 2022 | $8,663.00 | $546,000 Building $546,000 | $546,000 Building $546,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7103 Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 513 units insured incl. 182 condo units |
| Nearby Flood Claims | 272 (2017–2024) |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7103 Gulf Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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