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7103 Estero Ct, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 7103 Estero Ct, Apollo Beach, FL 33572 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,188 sqft · built 2021
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$860,000 (Sep 2022)
Tax Bill$14,443 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0541655978

Property Details

APN / Parcel Number

Primary APN0541655978
Alternative APN
  • U263119C1V000099000020

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,188 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
PorchOpen Porch
Porch Area411 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0541655978
Street Address7103 ESTERO CT
CityAPOLLO BEACH
StateFL
Zip33572-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWATERSET PHASES 5A-2B AND 5B-1 LOT 2 BLOCK 99
Legal Block99
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group2
Census Block2073
Census Tract14119

Owner

Source: Hillsborough County records · APN 0541655978

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7103 ESTERO CT, APOLLO BEACH, FL 33572-2752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Aug 30, 2021Special Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Prior SaleAug 30, 2021 · Amount on Record
Deed Document Number2022460167
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 21, 2022
Property Address7103 ESTERO CT, APOLLO BEACH, FL 33572-2752
Document Number0000460167
Map ReferenceMB 138 PG 114-136
Instrument DateSep 19, 2022
Instrument2022460167
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyCOASTAL HOME TITLE LLC, COASTAL KEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,020.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address78 GRANDVIEW AVE, WESTCHESTER, NY 10461

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 ESTERO CT, APOLLO BEACH, FL 33572-2752

Mortgage

Document Number0000460168
DateSep 21, 2022
Instrument2022460168
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

August 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 30, 2021
Property Address7103 ESTERO CT, APOLLO BEACH, FL 33572-2752
Document Number0000438163
Map ReferenceMB 138 PG 114-136
Instrument DateAug 23, 2021
Instrument2021438163
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyHILLSBOROUGH TITLE III LLC, HILLSBOROUGH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,629.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4065 CRESCENT PARK DR, RIVERVIEW, FL 33578-3605

Transferred To (Grantee/Buyer)

NameVerified Name
Address7103 ESTERO CT, APOLLO BEACH, FL 33572-2752

Mortgage

Document Number0000438164
DateAug 30, 2021
Instrument2021438164
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,443.00 (+15.56%) Homeowner's exemption$583,983 (+18.8%) Land $115,200 Building $468,783$583,983 (+18.8%) Land $115,200 Building $468,783
2023$12,498.00 (+7.18%)$491,564 (+2.94%) Land $108,000 Building $383,564$491,564 (+2.94%) Land $108,000 Building $383,564
2022$11,661.00 Homeowner's exemption$477,515 Land $86,400 Building $391,115$477,515 Land $86,400 Building $391,115

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570141192, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 410 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies410 in force
Nearby Flood Claims12 (2020–2025)
Claims Outside the SFHA5 of 12
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Wildfire

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 204 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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