Frederick County property record for 7103 Emerald Ct, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,320 sqft · built 1975 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $138,000 (Aug 2001) |
| Tax Bill | $5,339 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-130312 |
| Primary APN | 03-130312 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,320 sqft Living Area |
| Gross Area | 2,950 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 130312 |
|---|---|
| Street Address | 7103 EMERALD CT |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 12 BLK N SECT 1A 0.38 ACRE W/S EMERALD COURT |
| Legal Subdivision | FOUNTAINDALE SOUTH SEC 1-A |
| Legal Block | N |
| Legal Lot Number | 12 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 752603 |
7103 Emerald Ct is owned and occupied by two individuals who bought it in August 2001.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7103 EMERALD CT, MIDDLETOWN, MD 21769-7552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2001 · Amount on File |
| Deed Sale | Aug 8, 2001 · Amount on File |
| Prior Sale | Nov 22, 2000 · Amount on File |
| Deed Document Number | 20015436 |
| Deed Book / Page | 2926 / 1080 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7103 Emerald Ct was $5,339.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,200 Land $111,400 Building $364,800 | $476,200 Land $111,400 Building $364,800 | |
| 2025 | $5,339.00 | ||
| 2023 | $4,036.00 | $336,900 Land $79,700 Building $257,200 | $336,900 Land $79,700 Building $257,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7103 Emerald Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7103 Emerald Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOUNTAINDALE SOUTH serves 2,610 people · EPA ID MD0100013 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Glo Fiber, Verizon.
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