7102 Indiangrass Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 7102 Indiangrass Rd, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,561 sqft · built 2007
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Jul 2024)
Tax Bill	$8,231 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128823`

Property Details

APN / Parcel Number

Primary APN	`128823`
Alternative APN	`302632267000010020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,561 sqft Heated Area
Gross Area	4,704 sqft
1st Floor Area	1,504 sqft
Upper Floors Area	2,057 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Finished
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	551 sqft
Patio Area	200 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	128823
Street Address	7102 INDIANGRASS RD
City	SAINT CLOUD
State	FL
Zip	34773-6067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD D-1 PB 17 PGS 80-81 LOT 2
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2670
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7102 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2024097941
Deed Book / Page	6640 / 1226
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 29, 2024
Property Address	7102 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067
Document Number	0066401226
Book / Page	6640 / 1226
Map Reference	MB 17 PG 80
Instrument Date	Jul 25, 2024
Instrument	2024097941
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 NEW LOUDON RD, LATHAM, NY 12110-4070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7102 INDIANGRASS RD, CARROLLWOOD, FL 33618

Mortgage

Document Number	2024097942
Date	Jul 29, 2024
Instrument	2024097942

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 21, 2018
Property Address	7102 INDIANGRASS RD, HARMONY, FL 34773-6067
Document Number	0054532322
Book / Page	5453 / 2322
Map Reference	MB 17 PG 80-81
Instrument Date	Dec 21, 2018
Instrument	2018187145
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	STEWART TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,982.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4250 TWILIGHT TRL, 4250, KISSIMMEE, FL 34746-3265

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 NEW LOUDON RD STE 201, 201, LATHAM, NY 12110-4100

Mortgage

Document Number	2018187148
Date	Dec 21, 2018
Instrument	2018187148

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	305 Months
Due	May 3, 2044
Prepayment Penalty	00 Months

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,231.00 (+14.64%) Homeowner's exemption	$440,214 (+16.89%)	$565,200 (+4.09%) Land $92,000 Building $473,200
2023	$7,180.00 (+6.56%) Homeowner's exemption	$376,620 (+3%)	$543,000 (+10.05%) Land $80,500 Building $462,500
2022	$6,738.00 Homeowner's exemption	$365,651	$493,400 Land $74,800 Building $418,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Indiangrass Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures