7102 Beech Mountain Rd, Elk Park, NC 28622 Property Records

Avery County property record for 7102 Beech Mountain Rd, Elk Park, NC 28622

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 994 sqft · built 1971
Lot Size	0.948 acres (41,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Apr 2023)
Tax Bill	$600 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2023 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1931-00-55-5940-00000`

Property Details

APN / Parcel Number

Primary APN	`1931-00-55-5940-00000`
Alternative APNs	`79435` `63540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	994 sqft Living Area
1st Floor Area	994 sqft
Basement Area	228 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,295 sqft (0.948 acres)
Lot Width	770 ft Width

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	79435
Street Address	CLOUDS REST DR
City	ELK PARK
State	NC
Zip	28622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NULL
Legal Description	EAGLES NEST WEST RIDGE LOT WR-65
Legal Subdivision	EAGLES NEST
Jurisdiction	AVERY NC
Township / Civil Division	BEECH MOUNTAIN
Census Block Group	2
Census Block	2003
Census Tract	930100

Owner

Source: Avery County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5403 KINCROSS LN, CHARLOTTE, NC 28277-8710
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 17, 2023	Warranty Deed, Transfer
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Mar 13, 2023	Warranty Deed, Transfer
Feb 28, 2023	Warranty Deed, Transfer
Mar 7, 2023	Warranty Deed, Transfer
Feb 21, 2023	Warranty Deed, Transfer
Dec 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Mar 17, 2023 · Amount on Record
Deed Document Number	20231475
Deed Book / Page	587 / 1719
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Apr 12, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000001475
Book / Page	587 / 1719
Map Reference	MB 46 PG 204
Instrument Date	Apr 12, 2023
Instrument	2023001475
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 KINCROSS LN, CHARLOTTE, NC 28277-8710

Mortgage

Document Number	0005871722
Date	Apr 12, 2023
Instrument	587/1722

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	May 1, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 17, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000001054
Book / Page	586 / 2018
Map Reference	MB 46 PG 203
Instrument Date	Mar 17, 2023
Instrument	2023001054
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	523 MEADOW RIDGE DR, BELMONT, NC 28012-0154

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 17, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000001056
Book / Page	586 / 2025
Map Reference	MB 46 PG 203
Instrument Date	Mar 17, 2023
Instrument	2023001056
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3024 LAKE POINTE DR, BELMONT, NC 28012-6747

Mortgage

Document Number	0005862028
Date	Mar 17, 2023
Instrument	586/2028

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Apr 1, 2026
Change Frequency	6 Months
Min Rate At Change	6.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	13.7%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 13, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000000959
Book / Page	586 / 1618
Map Reference	MB 46 PG 204
Instrument Date	Mar 13, 2023
Instrument	2023000959
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1517 MOSSY BRANCH WAY, MOUNT PLEASANT, SC 29464-4270

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 28, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000000785
Book / Page	586 / 782
Map Reference	MB 46 PG 204
Instrument Date	Feb 28, 2023
Instrument	2023000785
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5539 PEDEN POINT RD, WILMINGTON, NC 28409-4309

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Mar 7, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000000907
Book / Page	586 / 1363
Map Reference	MB 46 PG 204
Instrument Date	Feb 28, 2023
Instrument	2023000907
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 MARINER BAY BLVD, FORT PIERCE, FL 34949-3608

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Feb 21, 2023
Property Address	CLOUDS REST DR, ELK PARK, NC 28622
Document Number	0000000661
Book / Page	586 / 241
Map Reference	MB 46 PG 204
Instrument Date	Feb 21, 2023
Instrument	2023000661
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$514.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19421 LIVERPOOL PKWY, CORNELIUS, NC 28031-6283

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13213 DAVIDSON PARK DR, DAVIDSON, NC 28036-8955

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 8, 2020
Property Address	7102 BEECH MOUNTAIN RD, ELK PARK, NC 28622-9168
Document Number	0005531151
Book / Page	000553 / 001151
Instrument Date	Dec 8, 2020
Instrument	7114
Transaction Type	Transfer
Record Updated	Feb 22, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$600.00	$150,000 Land $150,000	$150,000 (-2.79%) Land $150,000
2024	$600.00
2022	$617.00	$154,300 Land $105,500 Building $48,800	$154,300 Land $105,500 Building $48,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Severe Storms, Flooding, High Winds, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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