Frederick County property record for 7101 Willow Tree Dr S, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,560 sqft · built 1976 |
| Lot Size | 0.427 acres (18,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2019) |
| Tax Bill | $3,146 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-132536 |
| Primary APN | 03-132536 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Total Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,616 sqft (0.427 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 132536 |
|---|---|
| Old Parcel Number | 3132536 |
| Street Address | 7101 WILLOW TREE DR S |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 SECT 1-B BLK F PLAT 1-18616 SQ FT FOUNTAINALE SOUTH |
| Legal Subdivision | FOUNTAINALE SOUTH |
| Legal Block | F |
| Legal Lot Number | X |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 3, MIDDLETOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 752603 |
Source: Frederick County records · APN 03-132536
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7101 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Sep 25, 2019 | Grant Deed, Transfer · FHA Mortgage NFM LNDG |
| Sep 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | May 09, 2001 |
| Deed Document Number | 0013233134 |
| Deed Book / Page | 13233 / 134 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7101 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 7101 WILLOW TREE DR, MIDDLETOWN, MD 21769-7406 |
| Document Number | 0151070356 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 15107/356 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 25, 2019 |
| Property Address | 7101 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7406 |
| Document Number | 0132330134 |
| Book / Page | 013233 / 000134 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7101 WILLOW TREE DR S MIDDLETOWN MD 217697406, MIDDLETOWN, MD 21769-7406 |
| Document Number | 132330143 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 013233/000143 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7101 WILLOW TREE DR S, MIDDLETOWN, MD 21769-7406 |
| Document Number | 0135500031 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7101 WILLOW TREE DR S MIDDLETOWN MD 217697406, MIDDLETOWN, MD 21769-7406 |
| Document Number | 0135500031 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 013550/000031 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,146.00 | $261,000 Land $81,600 Building $179,400 | $261,000 Land $81,600 Building $179,400 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOUNTAINDALE SOUTH serves 2,610 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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