Charlotte Town property record for 7101 Spear St, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,602 sqft · built 1990 |
| Lot Size | 10.1 acres (439,956 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $572,500 (Jan 2015) |
| Tax Bill | $11,557 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00002-7101 |
| Primary APN | (043) 00002-7101 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,602 sqft Living Area |
| Basement Area | 891 sqft |
| Unfinished Basement | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Lot Area | 439,956 sqft (10.1 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7101 SPEAR ST |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-8230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10.1 ACRES & DWL & OUTBLDGS: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 3501 |
7101 Spear St is owner-occupied and held in a trust since January 2015.
Source: Charlotte Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7101 SPEAR ST, CHARLOTTE, VT 05445-8230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2015 · Amount on File |
| Deed Sale | Jan 13, 2015 · Amount on File |
| Prior Sale | Jul 8, 2010 · Amount on File |
| Deed Document Number | 20152067575554010 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7101 Spear St was $11,557 with a homeowner's exemption, down 16.9% from the year before.
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,557.00 (-16.93%) | $918,300 Land $350,300 Building $568,000 |
| 2024 | $13,912.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7101 Spear St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1993–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7101 Spear St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures