7101 Rivers Edge Rd, Columbia, MD 21044 Property Records

Howard County property record for 7101 Rivers Edge Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,018 sqft · built 1984
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on File
Last Sale	$591,000 (Apr 2018)
Tax Bill	$12,609 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-393299`

Property Details

APN / Parcel Number

Primary APN	`05-393299`
Alternative APNs	`5393299` `393299`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,018 sqft Total Area
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,293 sqft (0.397 acres)
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	393299
Street Address	7101 RIVERS EDGE RD
City	COLUMBIA
State	MD
Zip	21044-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 11 .397 A 7101 RIVERS EDGE RD RIVERSIDE SEC 1 AR 1
Legal Subdivision	RIVERSIDE SEC 01 AR 01
Legal Lot Number	11
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2001
Census Tract	605105

Owner

7101 Rivers Edge Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7101 RIVERS EDGE RD, COLUMBIA, MD 21044-4236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 16, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	May 3, 1994 · Amount on File
Deed Book / Page	18131 / 485
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7101 RIVERS EDGE RD, COLUMBIA, MD 21044-4236
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201240329
Date	Jan 20, 2021
Book Page	20124/329

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 16, 2018
Property Address	7101 RIVERS EDGE RD, COLUMBIA, MD 21044-4236
Document Number	0181310485
Book / Page	18131 / 485
Map Reference	PL5474
Instrument Date	Apr 10, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,865.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7101 RIVERS EDGE RD, COLUMBIA, MD 21044-4236

Mortgage

Document Number	0018131491
Date	Apr 16, 2018
Instrument	18131/491

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7101 Rivers Edge Rd was $12,609, up 2.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,609.00 (+2.67%)	$831,700 (+2.44%)	$871,300 (+7.32%) Land $353,100 Building $518,200
2025	$12,281.00	$811,900 Land $263,100 Building $548,800	$811,900 Land $263,100 Building $548,800
2023		$692,233	$811,900 Land $263,100 Building $548,800
2022	$7,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7101 Rivers Edge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7101 Rivers Edge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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