7101 Ridge Rd, Lockport, NY 14094 Property Records

Niagara County and Newfane Town property record for 7101 Ridge Rd, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,923 sqft · built 1830
Lot Size3.9 acres (169,884 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Sep 2019)
Tax Bill$5,585 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN292800 68.01-1-64

Property Details

APN / Parcel Number

Primary APN292800 68.01-1-64
Alternative APN
  • 28000680010001064000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,923 sqft Living Area
1st Floor Area1,151 sqft
2nd Floor Area772 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1830
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area169,884 sqft (3.9 acres)
Lot Width393 ft Width
Garage TypeDetached
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area236 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address7101 RIDGE RD
CityLOCKPORT
StateNY
Zip14094-9460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description626801 1-3 10
Legal SubdivisionHOLLAND LAND COMPANYS SURVEY
Legal Block1
Legal Lot Number64.000
JurisdictionNIAGARA NY
Township / Civil DivisionNEWFANE
Census Block Group2
Census Block2000
Census Tract24201

Owner

Source: Niagara County and Newfane Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7101 RIDGE RD, LOCKPORT, NY 14094-9460
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FCU
Sep 11, 2019Warranty Deed, Transfer · Conventional with PMI
CORNERSTONE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleDec 7, 2005 · Amount on Record
Deed Document Number201914946
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address7101 RIDGE RD, LOCKPORT, NY 14094-9460
Transaction TypeMortgage
Record UpdatedJun 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7101 RIDGE RD, LOCKPORT, NY 14094-9460

Mortgage

Document Number0000007932
DateApr 26, 2022
Instrument2022-07932
Lender
NameCORNERSTONE COMMUNITY FCU
TypeCredit Union
AddressLOCKPORT, NY 14095
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNIAGARA NY
Recording DateSep 11, 2019
Property Address7101 RIDGE RD, LOCKPORT, NY 14094-9460
Document Number0000014946
Instrument DateSep 3, 2019
Instrument14946
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1618 LOCKPORT OLCOTT RD BURT NY 140289769, BURT, NY 14028-9769

Mortgage

Document Number14947
DateSep 11, 2019
Instrument14947
Lender
NameCORNERSTONE FCU
AddressLOCKPORT, NY 14094
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueSep 10, 2034

Tax Assessment & Valuation

Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
County SubdivisionNewfane Town
Unified School DistrictNewfane Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,585.00 (+7.86%)
2025$5,178.00$116,100 (+4.31%) Land $16,800 Building $99,300$270,000 (+26.17%) Land $39,070 Building $230,930
2023$111,300 Land $16,800 Building $94,500$214,000 Land $32,302 Building $181,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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