7101 Raggio Ln, Biloxi, MS 39532 Property Records

Jackson County property record for 7101 Raggio Ln, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,632 sqft · built 1972
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$836 (2025)
Deeds & Mortgages	Feb 2019 Refinance Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`792.10-03-0190.00`

Property Details

APN / Parcel Number

Primary APN	`792.10-03-0190.00`
Alternative APNs	`05103768.000` `021446`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	021446
Street Address	7101 RAGGIO LN
City	BILOXI
State	MS
Zip	39532-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 CHERRY PARK S/D PART 2 PB 12-17 DB 1919-201 (190 MAP792.10-03)
Legal Range	09W
Legal Township	07S
Legal Section	10
Legal Subdivision	CHERRY PARK
Legal Lot Number	68
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1002
Census Tract	40301

Owner

7101 Raggio Ln is owned and occupied by two individuals who acquired it in February 2019.

Source: Jackson County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	7101 RAGGIO LN, BILOXI, MS 39532-3894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GULF SOUTH MORTGAGE
Nov 14, 2017	Deed of Trust, Mortgage CHARTER BANK
Feb 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GULF SOUTH MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019
Deed Sale	Feb 11, 2019
Deed Document Number	0001919201
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7101 RAGGIO LN, BILOXI, MS 39532-3894
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3565/660
Date	Feb 11, 2019
Book Page	3565/660
Instrument	201902607

Lender

Name	GULF SOUTH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7101 RAGGIO LN, BILOXI, MS 39532-3894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3475/054
Date	Nov 14, 2017
Book Page	3475/054
Instrument	201717445

Lender

Name	CHARTER BANK
Type	Bank
Address	BILOXI, MS 39532

Agreement

Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2027

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	7101 RAGGIO LN, BILOXI, MS 39532-3894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3565/660
Date	Feb 11, 2019
Book Page	3565/660
Instrument	201902607

Lender

Name	GULF SOUTH MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7101 Raggio Ln was $836 with a homeowner's exemption, up 4.8% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+4.76%) Homeowner's exemption	$9,436 (+4.69%) Land $1,547 Building $7,889	$94,356 (+4.69%) Land $15,470 Building $78,886
2024	$798.00 (+0.63%) Homeowner's exemption	$9,013 (-) Land $1,502 Building $7,511	$90,133 (-) Land $15,020 Building $75,113
2023	$793.00 (-50.53%)	$9,013 (-33.34%) Land $1,502 Building $7,511	$90,133 (-) Land $15,020 Building $75,113
2022	$1,603.00	$13,520 Land $2,253 Building $11,267	$90,133 Land $15,020 Building $75,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7101 Raggio Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	2 (2020)
Most Recent Claim	Oct 2020 · Hurricane Zeta
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7101 Raggio Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIBERVILLE W/S serves 12,721 people · EPA ID MS0240002
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect, T-Mobile.

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