Buchanan County property record for 7100 SE 28th Rd, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,964 sqft · built 2001 |
| Lot Size | 9.13 acres (397,703 sqft) |
| Owner | Individual Name on File |
| Last Sale | $706,300 (Jul 2008) |
| Tax Bill | $5,858 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2022 Line of Credit |
| APN | 11-2.0-04-000-001-001.027 |
| Primary APN | 11-2.0-04-000-001-001.027 |
|---|
| Building Area | 1,964 sqft Base Area |
|---|---|
| 1st Floor Area | 1,964 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 397,703 sqft (9.13 acres) |
| Street Address | 7100 SE 28TH RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 04-56-34NESUB:PLEASANT RIDGE ESTATES LOT:19 BLK:LGL DESC: |
| Legal Range | 34W |
| Legal Township | 56N |
| Legal Section | 04 |
| Legal Subdivision | PLEASANT RIDGE ESTATES |
| Legal Lot Number | 19 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3104 |
| Census Tract | 2800 |
7100 SE 28th Rd is owned and occupied by an individual who bought it in July 2008.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7100 SE 28TH RD, SAINT JOSEPH, MO 64504-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED CONSUMERS CU |
| Aug 2, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2008 · Amount on File |
| Deed Sale | Jul 11, 2008 · Amount on File |
| Deed Document Number | 20088409 |
| Deed Book / Page | 3086 / 935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 7100 SE 28TH RD, SAINT JOSEPH, MO 64504-2341 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 7100 SE 28TH RD, SAINT JOSEPH, MO 64504-2341 |
| Investor | Possibly a Property Investor |
| Document Number | 003811/644 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 3811/644 |
| Instrument | 2025007700 |
| Name | UNITED CONSUMERS CU |
|---|---|
| Type | Credit Union |
| Address | INDEPENDENCE, MO 64055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 7100 SE 28TH RD, SAINT JOSEPH, MO 64504-2341 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Title Company | TITLE 500 INC, TITLE 365 INC |
| Name | Verified Name |
|---|---|
| Address | 7100 SE 28TH RD, SAINT JOSEPH, MO 64504-2341 |
| Investor | Possibly a Property Investor |
| Document Number | 003778/801 |
|---|---|
| Date | Aug 2, 2022 |
| Book Page | 3778/801 |
| Instrument | 2022007416 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7100 SE 28th Rd was $5,858.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | Mid-Buchanan County R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,858.00 | $85,170 Land $11,520 Building $73,650 | $448,300 Land $60,650 Building $387,650 |
| 2024 | $5,858.00 (+5.74%) | ||
| 2023 | $5,540.00 (+0.33%) | $80,090 (+0.51%) Land $11,520 Building $68,570 | $421,530 Land $60,650 Building $360,880 |
| 2022 | $5,522.00 | $79,680 Land $7,980 Building $71,700 | |
| 2021 | $421,990 Land $42,000 Building $379,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 7100 SE 28th Rd; there have been 13 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1993–2021) |
| Claims Outside the SFHA | 10 of 13 |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7100 SE 28th Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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