Cortland County and Scott Town property record for 7100 Cold Brook Rd, Homer, NY 13077
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,378 sqft · built 1870 |
| Lot Size | 7.03 acres (306,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $70,000 (Feb 2003) |
| Tax Bill | $4,539 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 113800 16.00-01-11.000 |
| Primary APN | 113800 16.00-01-11.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,378 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 306,227 sqft (7.03 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7100 COLD BROOK RD |
|---|---|
| City | HOMER |
| State | NY |
| Zip | 13077-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | SCOTT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970201 |
7100 Cold Brook Rd is owned and occupied by two individuals who bought it in February 2003.
Source: Cortland County and Scott Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7100 COLD BROOK RD, HOMER, NY 13077-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA |
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2003 · Amount on File |
| Deed Sale | Feb 21, 2003 · Amount on File |
| Deed Book / Page | 2003 / 956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 7100 COLD BROOK RD, HOMER, NY 13077-9778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000226 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 2022-00226 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 7100 COLD BROOK RD, HOMER, NY 13077-9778 |
| Document Number | 0000002329 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 7100 COLD BROOK RD HOMER NY 130779778, HOMER, NY 13077-9778 |
| Document Number | 0000002329 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2329 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7100 Cold Brook Rd was $4,539 with exemptions applied, up 100.4% from the year before.
Source: Cortland County and Scott Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Scott Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,539.00 (+100.4%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,265.00 | $102,400 Land $28,600 Building $73,800 | $165,161 Land $46,129 Building $119,032 |
| 2023 | $2,195.00 Homeowner's exemption Senior Citizen's exemption | $102,400 Land $28,600 Building $73,800 | $152,836 Land $42,687 Building $110,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7100 Cold Brook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7100 Cold Brook Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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