710 Yale St, Cumberland, MD 21502 Property Records

Allegany County property record for 710 Yale St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,001 sqft · built 1935
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Aug 2015)
Tax Bill	$289 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`35-002642`

Property Details

APN / Parcel Number

Primary APN	`35-002642`
Alternative APN	`002642`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,001 sqft Total Area
Basement Area	84 sqft
Unfinished Basement	84 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	133 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002642
Street Address	710 YALE ST
City	CUMBERLAND
State	MD
Zip	21502-1348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	710 YALE ST LOT 3 BLK N 50X110
Legal Subdivision	BELLEVUE ADDITION
Legal Block	50X110
Legal Lot Number	3
Jurisdiction	ALLEGANY MD
Township / Civil Division	22, CUMBERLAND
Census Block Group	2
Census Block	2037
Census Tract	2300

Owner

Source: Allegany County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 YALE ST, CUMBERLAND, MD 21502-1348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHESSIE FCU
Apr 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2015 · Amount on Record
Deed Sale	Aug 28, 2015 · Amount on Record
Prior Sale	Sep 5, 2003
Deed Book / Page	2159 / 220
Transfer Doc	0000001712
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	710 YALE ST, CUMBERLAND, MD 21502-1348
Document Number	0025020499
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 YALE ST CUMBERLAND MD 215021348, CUMBERLAND, MD 21502-1348

Mortgage

Document Number	0025020499
Date	Oct 4, 2019
Book Page	002502/000499

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 3, 2029

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGANY MD
Recording Date	Apr 29, 2019
Property Address	710 YALE ST, CUMBERLAND, MD 21502-1348
Document Number	0024610418
Book / Page	002461 / 000418
Instrument Date	Apr 17, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	710 YALE ST CUMBERLAND MD 215021348, CUMBERLAND, MD 21502-1348

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,600 (+18.32%) Land $11,000 Building $42,600	$53,600 (-) Land $11,000 Building $42,600
2025	$289.00 (+8.24%) Homeowner's exemption	$45,300 (+57.84%)	$53,600 (+86.76%) Land $11,000 Building $42,600
2023	$267.00 Homeowner's exemption	$28,700 Land $11,000 Building $17,700	$28,700 Land $11,000 Building $17,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
SkyPacket Fixed Wireless	100 / 20

May also be available: Crowsnest Broadband, Verizon.

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