Cleveland County property record for 710 Williams St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,828 sqft · built 1991 |
| Lot Size | 0.792 acres (34,510 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Mar 2021) |
| Tax Bill | $3,012 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42655 |
| Primary APN | 42655 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,828 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 34,510 sqft (0.792 acres) |
| Lot Dimensions | 290 ft deep x 119 ft wide |
| Garage Type | Mixed |
| Garage Area | 616 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 420 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1338929 |
|---|---|
| Street Address | 710 WILLIAMS ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #3 JAMES M KERNS ESTATE PB17-150 |
| Legal Subdivision | JAMES M KERNS ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 950400 |
710 Williams St is owned and occupied by two individuals who bought it in March 2021.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 710 WILLIAMS ST, KINGS MOUNTAIN, NC 28086-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2021 · Amount on File |
| Deed Sale | Mar 4, 2021 · Amount on File |
| Prior Sale | Jun 5, 2020 · Amount on File |
| Deed Document Number | 2021200051749 |
| Deed Book / Page | 1834 / 2304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 710 WILLIAMS ST, KINGS MOUNTAIN, NC 28086-2718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017430937 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 1743/0937 |
| Instrument | 200000861 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Mar 4, 2021 |
| Property Address | 710 WILLIAMS ST, KINGS MOUNTAIN, NC 28086-2718 |
| Document Number | 0018342304 |
| Book / Page | 1834 / 2304 |
| Map Reference | MB 17 PG 150 |
| Instrument Date | Mar 4, 2021 |
| Instrument | 200051749 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 SILVER CREEK LN, 206, SHELBY, NC 28152-7755 |
| Name | Verified Name |
|---|---|
| Address | 710 WILLIAMS ST, KINGS MOUNTAIN, NC 28086-2718 |
| Document Number | 18342306 |
|---|---|
| Date | Mar 4, 2021 |
| Instrument | 1834/2306 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 5, 2020 |
| Property Address | 710 WILLIAMS ST, KINGS MOUNTAIN, NC 28086-2718 |
| Document Number | 0018140997 |
| Book / Page | 1814 / 997 |
| Map Reference | MB 17 PG 150 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 200040025 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 828 TOWNSEND CT, 828, NORFOLK, VA 23502-4329 |
| Name | Verified Name |
|---|---|
| Address | 710 WILLIAMS ST, KINGS MOUNTAIN, NC 28086-2718 |
| Document Number | 18141000 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 1814/1000 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
The 2026 property tax bill for 710 Williams St was $3,012, up 1.2% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,012.00 (+1.21%) | $290,406 (-) Land $34,510 Building $255,896 | $290,406 (-) Land $34,510 Building $255,896 |
| 2025 | $2,976.00 | $290,406 Land $34,510 Building $255,896 | $290,406 Land $34,510 Building $255,896 |
| 2023 | $227,707 Land $27,608 Building $200,099 | $227,707 Land $27,608 Building $200,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 710 Williams St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 710 Williams St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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