Rhea County property record for 710 Watergap Rd, Spring City, TN 37381
| Property Type | Rural Home |
|---|---|
| Details | 1,080 sqft · built 1999 |
| Lot Size | 37.3 acres (1,626,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,000 (Aug 2002) |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072048 03209 |
| Primary APN | 072048 03209 |
|---|---|
| Alternative APN |
|
| Building Area | 1,080 sqft Living Area |
|---|---|
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 1,626,530 sqft (37.3 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 710 WATERGAP RD |
|---|---|
| City | SPRING CITY |
| State | TN |
| Zip | 37381-2697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | RHEA TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3062 |
| Census Tract | 975100 |
Source: Rhea County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 WATERGAP RD, SPRING CITY, TN 37381-2697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2002 · Amount on Record |
| Deed Sale | Aug 26, 2002 · Amount on Record |
| Deed Document Number | 0000334225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RHEA TN |
| Property Address | 710 WATERGAP RD, SPRING CITY, TN 37381-2697 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | CMC SETTLEMENT SERVICES, AMC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 710 WATERGAP RD, SPRING CITY, TN 37381-2697 |
| Document Number | 0000030536 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | T737/303 |
| Instrument | 25030536 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Rhea County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rhea County |
| Unified School District | Rhea County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 (+31.22%) Additional exemption filed | $36,750 (+119.4%) Land $12,625 Building $24,125 | |
| 2024 | $359,500 (+436.57%) Land $263,000 Building $96,500 | ||
| 2022 | $16,750 Land $9,175 Building $7,575 | $67,000 Land $36,700 Building $30,300 | |
| 2021 | $378.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATTS BAR UTILITY DISTRICT serves 16,253 people · EPA ID TN0000872 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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