St. Charles County property record for 710 Water St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1930 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $101,600 (Oct 2000) |
| Tax Bill | $2,402 (2025) |
| Deeds & Mortgages | Aug 2025 Sale May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022130A000 |
| Primary APN | 022130A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Multi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Patio Area | 116 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 022130A000 |
|---|---|
| Street Address | 710 WATER ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | J B BRUEGGEMANNS ADDN PT CITY BLK 230 PT LOT 7 |
| Legal Subdivision | BRUEGGEMANS ADDN |
| Legal Block | 230 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 310501 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 710 WATER ST, SAINT CHARLES, MO 63301-2959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2025 | Beneficiary Deed, Transfer |
| May 21, 2019 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Sep 24, 2018 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2000 · Amount on Record |
| Deed Sale | Oct 26, 2000 · Amount on Record |
| Prior Sale | Jul 14, 1999 · Amount on Record |
| Deed Document Number | 200066047 |
| Deed Book / Page | 2457 / 1667 |
| Last Transfer Date | Aug 29, 2025 |
| Transfer Doc | 0000037925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2025 |
| Property Address | 710 WATER ST, SAINT CHARLES, MO 63301-2959 |
| Document Number | 0000037925 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025R-037925 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 WATER ST, SAINT CHARLES, MO 63301-2959 |
| Name | Verified Name |
|---|---|
| Address | 710 WATER ST, SAINT CHARLES, MO 63301-2959 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 710 WATER ST, SAINT CHARLES, MO 63301-2959 |
| Document Number | 0070821446 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 710 WATER ST ST CHARLES MO 633012959, ST CHARLES, MO 63301-2959 |
| Document Number | 0070821446 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 007082/001446 |
| Instrument | 263910 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 200 N 2ND ST, ST CHARLES, MO 63301-2851 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 24, 2018 |
| Property Address | 710 WATER ST, SAINT CHARLES, MO 63301-2959 |
| Document Number | 0069810174 |
| Book / Page | 006981 / 000174 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 546580 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1018 ST CHARLES MO 633021018, ST CHARLES, MO 63302-1018 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,178 (-) | $200,936 (-) Land $50,000 Building $150,936 | |
| 2025 | $2,402.00 | $38,178 (+6.42%) | $200,936 (+6.41%) Land $50,000 Building $150,936 |
| 2023 | $35,876 | ||
| 2022 | $188,827 Land $37,500 Building $151,327 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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