Freeborn County property record for 710 Water St, Albert Lea, MN 56007
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,534 sqft · built 1893 |
| Lot Size | 0.109 acres (4,763 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,618 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.006.0400 |
| Primary APN | 34.006.0400 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,534 sqft Total Area |
| 1st Floor Area | 962 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,763 sqft (0.109 acres) |
| Lot Dimensions | 80 ft deep x 25 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Porch |
| Porch Area | 174 sqft |
| Deck Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 710 WATER ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-1710 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RP |
| Legal Description | WEST ALBERT LEA COM 82 FT E & 10 FT S OF NW COR LOT 14 TH S 114.21 FT TO S LN LOT 14 TH E 49.25 FT TO SW COR LOT 13 TH N 73 F |
| Legal Subdivision | WEST ALBERT LEA |
| Legal Lot Number | 13-14 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 180800 |
Source: Freeborn County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 71764 MICHAEL ST, ALBERT LEA, MN 56007-4231 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 710 WATER ST, ALBERT LEA, MN 56007-1710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | A527924 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | A527924 |
| Name | MANUFACTURERS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,618.00 | $80,600 (+29.58%) Land $9,100 Building $71,500 | $80,600 (+29.58%) Land $9,100 Building $71,500 |
| 2025 | $1,618.00 (+29.03%) | ||
| 2023 | $1,254.00 (+75.63%) | $62,200 Land $9,100 Building $53,100 | $62,200 Land $9,100 Building $53,100 |
| 2020 | $714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001) |
| Most Recent Claim | Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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