710 Washington St, Decorah, IA 52101 Property Records

Winneshiek County property record for 710 Washington St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,144 sqft · built 1977
Lot Size	0.199 acres (8,667 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,268 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112122800400`

Property Details

APN / Parcel Number

Primary APN	`112122800400`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Basement Area	1,144 sqft
Finished Basement	825 sqft
Unfinished Basement	319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,667 sqft (0.199 acres)
Lot Dimensions	107 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	710 WASHINGTON ST
City	DECORAH
State	IA
Zip	52101-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 L 5 & W 1/2 OF S 10' L 4 BLK 2 S DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	21
Legal Subdivision	SOUTH DECORAH
Legal Block	2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2022
Census Tract	950300

Owner

710 Washington St is owned and occupied by two individuals.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 WASHINGTON ST, DECORAH, IA 52101-2268
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	710 WASHINGTON ST, DECORAH, IA 52101-2268
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002024/574
Date	Mar 18, 2024
Book Page	2024/574
Instrument	2024 574

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 18, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	710 WASHINGTON ST, DECORAH, IA 52101-2268
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/795
Date	Mar 16, 2022
Book Page	2022/795
Instrument	2022 0795

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 710 Washington St was $4,268 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,268.00	$257,680 (-) Land $31,980 Building $225,700	$257,680 (-) Land $31,980 Building $225,700
2025	$4,268.00 (+5.75%) Homeowner's exemption	$257,680 Land $31,980 Building $225,700	$257,680 Land $31,980 Building $225,700
2024	$4,036.00
2023		$224,590 (+14.47%) Land $31,980 Building $192,610	$224,590 Land $31,980 Building $192,610
2022	$3,904.00 Homeowner's exemption	$196,200 Land $26,650 Building $169,550
2021			$196,200 Land $26,650 Building $169,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 710 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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