710 Wallace Dr, Ashland, KY 41102 Property Records

Boyd County property record for 710 Wallace Dr, Ashland, KY 41102

Property Summary

Property Type	Single Family Home
Details	1,458 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (May 2013)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2008 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015-03-00-098.00`

Property Details

APN / Parcel Number

Primary APN	`015-03-00-098.00`
Alternative APN	`715671`

Interior

Stories	2 Stories
Building Area	1,458 sqft Living Area
Gross Area	960 sqft

Exterior

Year Built	Built 1992
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	288 sqft
Deck Area	3,600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	715671
Street Address	710 WALLACE DR
City	ASHLAND
State	KY
Zip	41102-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOTS 1 & 2 SECTION A HIGHLAND PARK SUBDIVISION
Legal Subdivision	HIGHLAND PARK SUBITION
Legal Block	A
Legal Lot Number	1,2
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND SOUTH
Census Block Group	3
Census Block	3009
Census Tract	31004

Owner

Source: Boyd County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 WALLACE DR, ASHLAND, KY 41102-7609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK OF WEST VIRGINIA
May 23, 2008	Deed of Trust, Mortgage · ARM CITY NATIONAL BANK OF WEST VIRGINIA
May 17, 2013	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2013 · Amount on Record
Deed Sale	May 17, 2013 · Amount on Record
Deed Document Number	679230
Deed Book / Page	D754 / 261
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	710 WALLACE DR, ASHLAND, KY 41102-7609
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W WALLACE DR, ASHLAND, KY 41102-7609

Mortgage

Document Number	0M1509/307
Date	Jun 3, 2022
Book Page	M1509/307
Instrument	10011727

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	ASHLAND, KY 41102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	710 WALLACE DR, ASHLAND, KY 41102-7609
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1095/507
Date	May 23, 2008
Book Page	M1095/507
Instrument	609777

Lender

Name	CITY NATIONAL BANK OF WEST VIRGINIA
Type	Bank
Address	CHARLESTON, WV 25304

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jun 1, 2011
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	6.99%
Index	1-Year T-Bill
Max Rate	10.9%

May 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	BOYD KY
Recording Date	May 17, 2013
Property Address	710 WALLACE DR, ASHLAND, KY 41102-7609
Document Number	00D754/261
Book / Page	D754 / 261
Map Reference	MB27 PG22
Instrument Date	May 8, 2013
Instrument	679230
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	832 ARROWHEAD DR, ASHLAND, KY 41102-9054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W WALLACE DR, ASHLAND, KY 41102-7609

Mortgage

Document Number	0000679231
Date	May 17, 2013
Instrument	679231

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,980.00 (+0.3%)	$140,000 (-) Land $20,000 Building $120,000	$140,000 (-) Land $20,000 Building $120,000
2023	$1,974.00	$140,000 Land $20,000 Building $120,000	$140,000 Land $20,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CANNONSBURG WATER DISTRICT serves 8,953 people · EPA ID KY0100064
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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