710 W Spruce St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 710 W Spruce St, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1936
Owner	Individual Name on Record
Last Sale	$210,000 (Oct 2021)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22809-0114-6156-0515`

Property Details

APN / Parcel Number

Primary APN	`22809-0114-6156-0515`
Alternative APN	`211 2821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,666 sqft Living Area
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gas
Sewer	Connected

Location & Zoning

Account Number	211 2821
Street Address	710 W SPRUCE ST
City	CHIPPEWA FALLS
State	WI
Zip	54729-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAXEINER PLACE LOT 14 THE E 1/2 & LOT 15 BLK 5
Legal Range	09W
Legal Township	28N
Legal Section	01
Legal Subdivision	MAXEINER PLACE
Legal Block	5
Legal Lot Number	14-15
Jurisdiction	CHIPPEWA WI
Township / Civil Division	CHIPPEWA FALLS
Census Block Group	6
Census Block	6021
Census Tract	10300

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	710 W SPRUCE ST, CHIPPEWA FALLS, WI 54729-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWESTERN BANK
Nov 1, 2017	Personal Representative Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	924095
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Oct 5, 2021
Property Address	710 W SPRUCE ST, CHIPPEWA FALLS, WI 54729-1742
Document Number	924095
Instrument Date	Oct 1, 2021
Instrument	924095
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	924096
Date	Oct 5, 2021
Instrument	924096

Lender

Name	NORTHWESTERN BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHIPPEWA WI
Recording Date	Nov 1, 2017
Property Address	710 W SPRUCE ST, CHIPPEWA FALLS, WI 54729-1742
Document Number	0000872965
Instrument Date	Oct 24, 2017
Instrument	872965
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$449.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	872966
Date	Nov 1, 2017
Instrument	872966

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Chippewa Falls City
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00 (+19.42%) Homeowner's exemption	$172,500 (-) Land $22,300 Building $150,200	$285,400 (+27.58%)
2023	$3,080.00 Homeowner's exemption	$172,500 Land $22,300 Building $150,200	$223,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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