710 W Ridge Rd, Gary, IN 46408 Property Records

Lake County property record for 710 W Ridge Rd, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,950 sqft · built 1940
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,937 (Mar 2025)
Tax Bill	$1,211 (2024)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-45-0137-0061`

Property Details

APN / Parcel Number

Primary APN	`001-25-45-0137-0061`
Alternative APNs	`45-08-28-201-033.000-004` `254501370061`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	2,925 sqft
1st Floor Area	1,950 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	125 ft deep x 63 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	710 W RIDGE RD
City	GARY
State	IN
Zip	46408-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKSON PARK SO. BROADWAY ADD. ALL LOTS 51 & 52 AND E.1/2 LOT 53 BL.6
Legal Subdivision	JACKSON PARK
Legal Block	6
Legal Lot Number	51,52
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3011
Census Tract	12400

Owner

Source: Lake County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15914 97TH CT, DYER, IN 46311-2976
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2025	Personal Representative Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 15, 2024	Affidavit of Death of Joint Tenant, Transfer
Feb 11, 2020	Loan Modification, Mortgage MIDFIRST BK
Jun 14, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2025 · Amount on Record
Deed Sale	Mar 18, 2025 · Amount on Record
Deed Document Number	2025509065
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	0000006409
Record Updated	Oct 29, 2026

March 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Mar 18, 2025
Property Address	710 W RIDGE RD, GARY, IN 46408-2611
Document Number	0000009065
Map Reference	MB 6 PG 50
Instrument Date	Mar 12, 2025
Instrument	2025-509065
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15914 97TH CT, DYER, IN 46311-2976

Mortgage

Document Number	0000009066
Date	Mar 18, 2025
Instrument	2025-509066

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE IN
Recording Date	Feb 15, 2024
Property Address	710 W RIDGE RD, GARY, IN 46408-2611
Document Number	0000006409
Map Reference	MB 6 PG 56
Instrument Date	Feb 12, 2024
Instrument	2024-006409
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W RIDGE RD, GARY, IN 46408-2611

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	710 W RIDGE RD, GARY, IN 46408-2611
Document Number	0000030996
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W RIDGE RD GARY IN 464082611, GARY, IN 46408-2611

Mortgage

Document Number	0000030996
Date	May 29, 2020
Instrument	30996

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	710 W RIDGE RD, GARY, IN 46408-2611
Document Number	0000042964
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 W RIDGE RD GARY IN 464082611, GARY, IN 46408-2611

Mortgage

Document Number	0000042964
Date	Jul 13, 2017
Instrument	42964

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,500 (+26.74%) Land $8,100 Building $119,400	$127,500 (+26.74%) Land $8,100 Building $119,400
2024	$1,211.00 (+14.57%)	$100,600 (+5.12%) Land $8,100 Building $92,500	$100,600 (+5.12%) Land $8,100 Building $92,500
2023		$95,700 (+5.51%) Land $9,300 Building $86,400	$95,700 (+5.51%) Land $9,300 Building $86,400
2022	$1,057.00 Homeowner's exemption	$90,700 Land $7,100 Building $83,600	$90,700 Land $7,100 Building $83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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