710 W Main St, Decorah, IA 52101 Property Records

Winneshiek County property record for 710 W Main St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1900
Lot Size	0.132 acres (5,764 sqft)
Owner	Company Name on Record
Last Sale	$154,000 (Dec 2022)
Tax Bill	$2,518 (2026)
Deeds & Mortgages	May 2013 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111632901400`

Property Details

APN / Parcel Number

Primary APN	`111632901400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,764 sqft (0.132 acres)
Lot Dimensions	131 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	195 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	710 W MAIN ST
City	DECORAH
State	IA
Zip	52101-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 4 S 1/2 BLK 31 ORIG DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	16
Legal Subdivision	ORIGINAL DECORAH
Legal Block	31
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3007
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1307 BIG SKY LN, DECORAH, IA 52101-2501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 3, 2013	Deed of Trust, Mortgage · Conventional Mortgage BANK 1ST
Dec 2, 2022	Warranty Deed, Transfer · Commercial Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	May 1, 2013 · Amount on Record
Deed Document Number	20223651
Deed Book / Page	2022 / 3651
Record Updated	Oct 29, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	710 W MAIN ST, DECORAH, IA 52101-1626
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/1575
Date	May 3, 2013
Book Page	2013/1575
Instrument	2013 1575

Lender

Name	BANK 1ST
Address	WEST UNION, IA 52175

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2043

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 2, 2022
Property Address	710 W MAIN ST, DECORAH, IA 52101-1626
Document Number	02022/3651
Book / Page	2022 / 3651
Map Reference	BK A PG 118
Instrument Date	Dec 2, 2022
Instrument	2022 3651
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$245.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 BIG SKY LN, DECORAH, IA 52101-2501

Mortgage

Document Number	0020223655
Date	Dec 2, 2022
Instrument	2022 3655

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 2, 2047

Mortgage

Document Number	02022/3655
Date	Dec 5, 2022
Book Page	2022/3655
Instrument	2022 3655

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 2, 2047

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,518.00	$145,580 (-) Land $19,800 Building $125,780	$145,580 (-) Land $19,800 Building $125,780
2025	$2,518.00 (+5.36%)	$145,580 (+14.68%) Land $19,800 Building $125,780	$145,580 (+14.68%) Land $19,800 Building $125,780
2024	$2,390.00 (+23.58%)
2023		$126,940 (+36.73%) Land $19,800 Building $107,140	$126,940 (+36.73%) Land $19,800 Building $107,140
2022	$1,934.00	$92,840 Land $16,500 Building $76,340
2021			$92,840 Land $16,500 Building $76,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2018)
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink.

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