710 W 13th St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 710 W 13th St, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,057 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Apr 2025)
Tax Bill	$6,544 (2025)
Deeds & Mortgages	Feb 2024 Foreclosure Jan 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8914-13-104-007`

Property Details

APN / Parcel Number

Primary APN	`8914-13-104-007`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,057 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	2,100 sqft
Unfinished Basement	2,100 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	710 W 13TH ST
City	CEDAR FALLS
State	IA
Zip	50613-3702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECORS ADDITION LOT 16 & N 1/2 OF THAT PORTION OF ALLEY LYING S & ADJ LOT 16
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	SECORS ADDITION
Legal Lot Number	16
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1005
Census Tract	2304

Owner

710 W 13th St is owned and occupied by two individuals who bought it in April 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	710 W 13TH ST, CEDAR FALLS, IA 50613-3702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Sheriff's Deed, Foreclosure · Line of Credit DENVER SAVINGS BANK
Jan 25, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on File
Deed Sale	Apr 24, 2025 · Amount on File
Prior Sale	Feb 29, 2024 · Amount on File
Deed Document Number	20255458
Record Updated	Oct 29, 2026

February 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 29, 2024
Property Address	710 W 13TH ST, CEDAR FALLS, IA 50613-3702
Document Number	202400010585
Instrument Date	Feb 5, 2024
Instrument	202400010585
Transaction Type	Foreclosure
Record Updated	Apr 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BEVERLY BLVD, HUDSON, IA 50643-2169

Mortgage

Document Number	202400010589
Date	Feb 29, 2024
Instrument	202400010589

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	121 S STATE ST, DENVER, IA 50622

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2054

Interest

Change Frequency	Monthly

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 25, 2024
Property Address	710 W 13TH ST, CEDAR FALLS, IA 50613-3702
Document Number	202400009326
Instrument Date	Jan 24, 2024
Instrument	202400009326
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 S 4TH ST, GREENE, IA 50636-9774

Tax Assessment & Valuation

The 2025 property tax bill for 710 W 13th St was $6,544, up 35.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,544.00 (+35.15%)	$455,830 Land $45,280 Building $410,550	$455,830 Land $45,280 Building $410,550
2024	$4,842.00
2023		$300,950 (+19.55%) Land $29,110 Building $271,840	$300,950 Land $29,110 Building $271,840
2022	$4,484.00 Homeowner's exemption	$251,740 Land $29,110 Building $222,630
2021			$251,740 Land $29,110 Building $222,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 W 13th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 710 W 13th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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