710 Troy St, Dayton, OH 45404 Property Records

Montgomery County property record for 710 Troy St, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,558 sqft · built 1895
Lot Size	0.098 acres (4,282 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Oct 2022)
Tax Bill	$955 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R72-05209-0001`

Property Details

APN / Parcel Number

Primary APN	`R72-05209-0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
1st Floor Area	699 sqft
Basement Area	160 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 2005
Architectural Style	Old Style
Exterior Material	Brick
Lot Area	4,282 sqft (0.098 acres)
Lot Dimensions	126 ft deep x 34 ft wide
View / Lot	Neighborhood / Spot
Porch	Open Concrete/Masonry Porch
Porch Area	167 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	710 TROY ST
City	DAYTON
State	OH
Zip	45404-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17706
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	1
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1031
Census Tract	1802

Owner

Source: Montgomery County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	710 TROY ST, DAYTON, OH 45404-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer · VA Mortgage UNION SAVINGS BANK
May 23, 2022	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Dec 7, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Document Number	202263026
Prior Transfer Date	Feb 26, 2010
Prior Transfer Doc	0000011877
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 7, 2022
Property Address	710 TROY ST, DAYTON, OH 45404-1851
Document Number	0000063026
Instrument Date	Sep 26, 2022
Instrument	2022-00063026
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 TROY ST, DAYTON, OH 45404-1851

Mortgage

Document Number	0000063035
Date	Oct 7, 2022
Instrument	2022-00063035

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2032

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	710 TROY ST, DAYTON, OH 45404-1851
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033293
Date	May 23, 2022
Instrument	2022-00033293

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	710 TROY ST, DAYTON, OH 45404-1851
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043423
Date	Jun 8, 2021
Instrument	2021-00043423

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 7, 2017
Property Address	710 TROY ST, DAYTON, OH 45404-1851
Document Number	0000072903
Instrument Date	Nov 13, 2017
Instrument	72903
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	PARTNERS LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 TROY ST DAYTON OH 454041851, DAYTON, OH 45404-1851

Mortgage

Document Number	72904
Date	Dec 7, 2017
Instrument	72904

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,540 (-) Land $2,520 Building $11,020	$38,690 (-) Land $7,200 Building $31,490
2024	$955.00 (+11.83%)
2023	$854.00 (-8.27%)	$13,540 (+17.33%) Land $2,520 Building $11,020	$38,690 (+17.35%) Land $7,200 Building $31,490
2022	$931.00	$11,540 Land $2,160 Building $9,380
2020			$32,970 Land $6,160 Building $26,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 805 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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